2821 Bruce St, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2821 Bruce St, Matlacha, FL 33993

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,368 sqft · built 1969
Lot Size0.153 acres (6,665 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Apr 2026)
Tax Bill$2,626 (2025)
Deeds & MortgagesApr 2026 Sale
Flood ZoneZone AE (high risk)
APN24-44-22-10-00000.2920

Property Details

APN / Parcel Number

Primary APN24-44-22-10-00000.2920
Alternative APNs
  • 22244410000002920
  • 10015251

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,368 sqft Living Area
Gross Area3,142 sqft
1st Floor Area1,125 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialMetal
Lot Area6,665 sqft (0.153 acres)
Lot Dimensions80 ft deep x 84 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area330 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area216 sqft
PorchFlorida Room
Porch Area291 sqft
Patio Area100 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10015251
Street Address2821 BRUCE ST
CityMATLACHA
StateFL
Zip33993-9730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTFC2
Legal DescriptionISLAND HARBORS 4TH ADDN PB 10 PG 98 LOT 292 + NELY 18 FT 291 + SW 16 FT 293
Legal Range22E
Legal Township44S
Legal Section24
Legal SubdivisionMATLACHA NW
Legal Tract10
Legal Block1
Legal Lot Number292
JurisdictionLEE FL
Township / Civil DivisionPINE ISLAND
Census Block Group1
Census Block1002
Census Tract70102

Owner

2821 Bruce St is owned by an individual who bought it in April 2026.

Source: Lee County records, as of July 29, 2026

Owner of RecordIndividual Name on File
Mailing Address9564 LAKE SERENA DR, BOCA RATON, FL 33496-6517
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2026 · Amount on File
Deed SaleApr 28, 2026 · Amount on File
Prior SaleApr 30, 2010 · Amount on File
Deed Document Number2026110300
Prior Transfer DateAug 21, 2012
Prior Transfer Doc0000204628
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateApr 28, 2026
Property Address2821 BRUCE ST, MATLACHA, FL 33993-9730
Document Number0000110300
Instrument DateApr 21, 2026
Instrument2026.110300
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyFLORIDIAN HOME TITLE, FLORIDA HOMETOWN TITLE

Transaction

AmountAmount on Record
Tax$353,500.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9564 LAKE SERENA DR, BOCA RATON, FL 33496-6517

Tax Assessment & Valuation

The 2025 property tax bill for 2821 Bruce St was $2,626.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$328,004 (+68.61%) Land $171,648 Building $156,356$328,004 (+68.61%) Land $171,648 Building $156,356
2025$2,626.00 Homeowner's exemption$194,537 Land $194,527 Building $10$194,537 Land $194,527 Building $10
2023$5,032.00 (+1.43%) Homeowner's exemption$358,245 (+3%)$566,679 (+14%) Land $230,880 Building $335,799
2022$4,961.00 Homeowner's exemption$347,811$497,088 Land $202,526 Building $294,562

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2821 Bruce St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies224 units insured
incl. 4 condo units
Nearby Flood Claims635 (1982–2024)
Claims Outside the SFHA1 of 635
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 152 claims
  • Hurricane Helene, Oct 2024 · 128 claims
  • Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2821 Bruce St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREATER PINE ISLAND WATER ASSOCIATION
private · serves 15,725 people · EPA ID FL5360322
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bruce St

Nearby Streets

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