2781 Bruce St, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2781 Bruce St, Matlacha, FL 33993

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,308 sqft · built 1982
Lot Size0.091 acres (3,964 sqft)
OwnerCompany Name on File
Last Sale$445,000 (Jun 2026)
Tax Bill$4,623 (2025)
Deeds & MortgagesJun 2026 Sale
Apr 2020 Sale
Flood ZoneZone AE (high risk)
APN24-44-22-10-00000.2970

Property Details

APN / Parcel Number

Primary APN24-44-22-10-00000.2970
Alternative APNs
  • 22244410000002970
  • 10015255

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,308 sqft Living Area
Gross Area1,800 sqft
1st Floor Area1,272 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,964 sqft (0.091 acres)
Lot Dimensions80 ft deep x 50 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFlorida Room
Porch Area216 sqft
Patio Area180 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10015255
Street Address2781 BRUCE ST
CityMATLACHA
StateFL
Zip33993-9744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTFC2
Legal DescriptionISLAND HARBORS 4TH ADDN PB 10 PG 98 LOT 297
Legal Range22E
Legal Township44S
Legal Section24
Legal SubdivisionMATLACHA NW
Legal Tract10
Legal Block1
Legal Lot Number297
JurisdictionLEE FL
Township / Civil DivisionPINE ISLAND
Census Block Group1
Census Block1002
Census Tract70102

Owner

2781 Bruce St is owned by a company that bought it in June 2026.

Source: Lee County records, as of July 29, 2026

Owner of RecordCompany Name on File
Mailing Address8875 ONEIDA VALLEY RD, CANASTOTA, NY 13032-4420
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2026Warranty Deed, Transfer
AMERICAN TITLE COMPANY, ALL AMERICAN TITLE SERVICES
Apr 8, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2026 · Amount on File
Deed SaleJun 19, 2026 · Amount on File
Prior SaleApr 8, 2020 · Amount on File
Deed Document Number2026163387
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 19, 2026
Property Address2781 BRUCE ST, MATLACHA, FL 33993-9744
Document Number0000163387
Instrument DateJun 18, 2026
Instrument2026163387
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyAMERICAN TITLE COMPANY, ALL AMERICAN TITLE SERVICES

Transaction

AmountAmount on Record
Tax$314,615.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address8875 ONEIDA VALLEY RD, CANASTOTA, NY 13032-4420

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateApr 8, 2020
Property Address2781 BRUCE ST, MATLACHA, FL 33993-9744
Document Number0000086106
Instrument DateApr 7, 2020
Instrument86106
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2,485.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address14 EVERGREEN ST DRYDEN NY 13053, DRYDEN, NY 13053

Tax Assessment & Valuation

The 2025 property tax bill for 2781 Bruce St was $4,623.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$241,278 (-16.61%) Land $130,547 Building $110,731$241,278 (-16.61%) Land $130,547 Building $110,731
2025$4,623.00$289,352 Land $159,170 Building $130,182$289,352 Land $159,170 Building $130,182
2023$6,258.00 (+12.88%)$482,594 (+14%) Land $199,396 Building $283,198$482,594 (+14%) Land $199,396 Building $283,198
2022$5,544.00$423,325 Land $174,909 Building $248,416$423,325 Land $174,909 Building $248,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2781 Bruce St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies224 units insured
incl. 4 condo units
Nearby Flood Claims635 (1982–2024)
Claims Outside the SFHA1 of 635
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 152 claims
  • Hurricane Helene, Oct 2024 · 128 claims
  • Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2781 Bruce St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREATER PINE ISLAND WATER ASSOCIATION
private · serves 15,725 people · EPA ID FL5360322
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bruce St

Nearby Streets

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