2789 Bruce St, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2789 Bruce St, Matlacha, FL 33993

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,581 sqft · built 1992
Lot Size	0.091 acres (3,964 sqft)
Owner	Company Name on Record
Last Sale	$365,000 (Aug 2018)
Tax Bill	$7,712 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-44-22-10-00000.2960`

Property Details

APN / Parcel Number

Primary APN	`24-44-22-10-00000.2960`
Alternative APNs	`22244410000002960` `10015254`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,581 sqft Living Area
Gross Area	2,718 sqft
1st Floor Area	986 sqft
Basement Area	1,276 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,964 sqft (0.091 acres)
Lot Dimensions	80 ft deep x 50 ft wide
View / Lot	Canal Front
Garage Type	Basement
Garage Area	171 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	128 sqft
Porch	Florida Room
Porch Area	677 sqft
Deck Area	Deck Area
Patio Area	352 sqft
Lawn Sprinklers	Lawn Sprinklers
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10015254
Street Address	2789 BRUCE ST
City	MATLACHA
State	FL
Zip	33993-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TFC2
Legal Description	ISLAND HARBORS 4TH ADDN PB 10 PG 98 LOT 296
Legal Range	22E
Legal Township	44S
Legal Section	24
Legal Subdivision	MATLACHA NW
Legal Tract	10
Legal Block	1
Legal Lot Number	296
Jurisdiction	LEE FL
Township / Civil Division	PINE ISLAND
Census Block Group	1
Census Block	1002
Census Tract	70102

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11528 W STATE ROAD B 550032, DAVIE, FL 33355
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Aug 6, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2018 · Amount on Record
Deed Sale	Aug 6, 2018 · Amount on Record
Prior Sale	Nov 5, 1998 · Amount on Record
Deed Document Number	2018187763
Prior Transfer Date	Mar 8, 2000
Prior Transfer Doc	3229004656
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2789 BRUCE ST, MATLACHA, FL 33993-9744
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047423
Date	Feb 15, 2021
Instrument	2021000047423

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2789 BRUCE ST, MATLACHA, FL 33993-9744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RATTIKIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027736
Date	Jan 31, 2020
Instrument	2020000027736

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 6, 2018
Property Address	2789 BRUCE ST, MATLACHA, FL 33993-9744
Document Number	0000187763
Map Reference	MB10 PG98
Instrument Date	Jul 30, 2018
Instrument	2018000187763
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ACCURATE COMPLETE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	668 HONEYBELL CT SW, 668, VERO BEACH, FL 32968-3845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6970 E WEDGEWOOD AVE, DAVIE, FL 33331-3919

Mortgage

Document Number	0000187764
Date	Aug 6, 2018
Instrument	2018000187764

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,833 (+4.26%) Land $130,975 Building $350,858	$481,833 (-14.96%) Land $130,975 Building $350,858
2025	$7,712.00 (+18.61%)	$462,135 (-6.33%)	$566,567 (+14.84%) Land $159,772 Building $406,795
2023	$6,502.00 (+11.41%)	$493,369 (+10.39%) Land $199,396 Building $293,973	$493,369 (+10.39%) Land $199,396 Building $293,973
2022	$5,836.00	$446,942 Land $174,909 Building $272,033	$446,942 Land $174,909 Building $272,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	224 units insured incl. 4 condo units
Nearby Flood Claims	635 (1982–2024)
Claims Outside the SFHA	1 of 635
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 152 claims Hurricane Helene, Oct 2024 · 128 claims Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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