2790 Bruce St, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2790 Bruce St, Matlacha, FL 33993

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,750 sqft · built 1972
Lot Size0.168 acres (7,318 sqft)
OwnerCompany Name on Record
Last Sale$565,000 (Oct 2021)
Tax Bill$3,752 (2025)
Deeds & MortgagesFeb 2026 Sale
Oct 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN24-44-22-11-00000.3290

Property Details

APN / Parcel Number

Primary APN24-44-22-11-00000.3290
Alternative APNs
  • 22244411000003290
  • 10015276

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,750 sqft Living Area
Gross Area2,506 sqft
1st Floor Area1,510 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialConcrete
Lot Area7,318 sqft (0.168 acres)
Lot Dimensions72 ft deep x 100 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area276 sqft
Patio Area216 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10015276
Street Address2790 BRUCE ST
CityMATLACHA
StateFL
Zip33993-9745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTFC2
Legal DescriptionISLAND HARBORS 5TH ADD PB 10 PG 99 LOTS 328 + 329
Legal Range22E
Legal Township44S
Legal Section24
Legal SubdivisionMATLACHA NW
Legal Tract11
Legal Block1
Legal Lot Number328,3
JurisdictionLEE FL
Township / Civil DivisionPINE ISLAND
Census Block Group1
Census Block1002
Census Tract70102

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11851 NW 39TH PL, SUNRISE, FL 33323-2654
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Oct 25, 2021Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2021 · Amount on Record
Deed SaleOct 25, 2021 · Amount on Record
Deed Document Number2021350550
Prior Transfer DateJan 25, 2012
Prior Transfer Doc0000021831
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateFeb 18, 2026
Property Address2790 BRUCE ST, MATLACHA, FL 33993-9745
Document Number0000042548
Map ReferenceMB 10 PG 99
Instrument DateFeb 12, 2026
Instrument2026000042548
Transaction TypeTransfer
Record UpdatedMar 2, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11851 NW 39TH PL, SUNRISE, FL 33323-2654

Transferred To (Grantee/Buyer)

NameVerified Name
Address11851 NW 39TH PL, SUNRISE, FL 33323-2654

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateOct 25, 2021
Property Address2790 BRUCE ST, MATLACHA, FL 33993-9745
Document Number0000350550
Map ReferenceMB 10 PG 99
Instrument DateOct 22, 2021
Instrument2021000350550
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,955.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23 PEARL RD, 23, NAHANT, MA 01908-1163

Transferred To (Grantee/Buyer)

NameVerified Name
Address11851 NW 39TH PL, SUNRISE, FL 33323-2654

Mortgage

Document Number0000350553
DateOct 25, 2021
Instrument2021000350553
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$174,236 (-24.21%) Land $174,226 Building $10$174,236 (-24.21%) Land $174,226 Building $10
2025$3,752.00 (+0.37%)$229,905 (-8.72%) Land $229,895 Building $10$229,905 (-8.72%) Land $229,895 Building $10
2023$3,738.00 (-54.67%)$251,879 (-53.85%) Land $251,869 Building $10$251,879 (-53.85%) Land $251,869 Building $10
2022$8,247.00$545,803 Land $220,938 Building $324,865$545,803 Land $220,938 Building $324,865

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies224 units insured
incl. 4 condo units
Nearby Flood Claims635 (1982–2024)
Claims Outside the SFHA1 of 635
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 152 claims
  • Hurricane Helene, Oct 2024 · 128 claims
  • Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREATER PINE ISLAND WATER ASSOCIATION
private · serves 15,725 people · EPA ID FL5360322
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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