2820 Willow Ln, Melissa, TX 75454 Property Records

Collin County property record for 2820 Willow Ln, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 2021
Lot Size	0.163 acres (7,079 sqft)
Owner	Individual Name on File
Last Sale	$414,050 (Sep 2025)
Tax Bill	$4,680 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-12164-00N-0100-1`

Property Details

APN / Parcel Number

Primary APN	`R-12164-00N-0100-1`
Alternative APNs	`000002818873` `2818873`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	2,594 sqft
1st Floor Area	1,908 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Lot Area	7,079 sqft (0.163 acres)
Garage Type	Attached
Garage Area	547 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2820 WILLOW LN
City	MELISSA
State	TX
Zip	75454-2760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH CREEK ESTATES PHASE 6B, BLK N, LOT 10
Legal Subdivision	NORTH CREEK ESTATES PHASE 6B (CML)
Legal Block	N
Legal Lot Number	10
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3022
Census Tract	30207

Owner

2820 Willow Ln is owned and occupied by an individual who bought it in September 2025.

Source: Collin County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2820 WILLOW LN, MELISSA, TX 75454-2760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 11, 2025	Vendor's Lien, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 7, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage BROOKHOLLOW MORTGAGE SERVICES LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Prior Sale	Apr 7, 2021 · Amount on File
Deed Document Number	2025116056
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Jun 5, 2026
Property Address	2820 WILLOW LN, MELISSA, TX 75454-2760
Document Number	0000076008
Instrument Date	Jun 1, 2026
Instrument	202676008
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SECURED TITLE PARTNERS, SECURED TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 WILLOW LN, MELISSA, TX 75454-2760
Investor	Possibly a Property Investor

Mortgage

Document Number	0000076008,
Date	Jun 5, 2026
Instrument	202676008

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Sep 11, 2025
Property Address	2820 WILLOW LN, MELISSA, TX 75454-2760
Document Number	2025000116056
Map Reference	VOL 2020 PG 499
Instrument Date	Sep 5, 2025
Instrument	2025000116056
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1913 SAILOR LN, THE VILLAGES, FL 34762-0047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 WILLOW LN, MELISSA, TX 75454-2760

Mortgage

Document Number	2025000116057
Date	Sep 11, 2025
Instrument	2025000116057

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Apr 7, 2021
Property Address	2820 WILLOW LN, MELISSA, TX 75454-2760
Document Number	0000692910
Map Reference	VOL 2020 PG 499
Instrument Date	Mar 29, 2021
Instrument	20210407000692910
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 8, 2023
Title Company	EMPIRE TITLE COMPANY LIMITED, EMPIRE TITLE CO LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15725 DALLAS PKWY STE 300, 300, ADDISON, TX 75001-3850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 WILLOW LN, MELISSA, TX 75454-2760

Mortgage

Document Number	0000692920
Date	Apr 7, 2021
Instrument	20210407000692920

Lender

Name	BROOKHOLLOW MORTGAGE SERVICES LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2820 Willow Ln was $4,680, down 20.3% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,680.00 (-20.33%) Homeowner's exemption Disabled Person's exemption	$435,797 (+1.84%) Land $115,000 Building $320,797	$435,797 (+1.84%) Land $115,000 Building $320,797
2024	$5,874.00 (-1.18%) Homeowner's exemption Disabled Person's exemption	$427,909 (-1.9%) Land $115,000 Building $312,909	$427,909 (-1.9%) Land $115,000 Building $312,909
2023	$5,944.00 (-25.41%) Homeowner's exemption Disabled Person's exemption	$436,198 Land $110,250 Building $325,948	$436,198 Land $110,250 Building $325,948
2022	$7,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2820 Willow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2820 Willow Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Also Mapped Here	NORTH COLLIN SUD
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Fiber · Cable	940 / 940

May also be available: Grayson Collin Communications, Rise Broadband, Verizon.

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