Chesapeake City property record for 2820 Flag Rd, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,136 sqft · built 1956 |
| Lot Size | 0.289 acres (12,589 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $176,000 (Nov 2015) |
| Tax Bill | $2,417 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Jan 2020 Mortgage |
| APN | 0342001000100 |
| Primary APN | 0342001000100 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,589 sqft (0.289 acres) |
| Lot Dimensions | 168 ft deep x 76 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2820 FLAG RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 10 J V TAYLOR & B GOODRICH |
| Legal Subdivision | FLAG RD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 21401 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2820 FLAG RD, CHESAPEAKE, VA 23323-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BARRINGTON BANK AND TRUST CO NA |
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2015 · Amount on Record |
| Deed Sale | Nov 3, 2015 · Amount on Record |
| Prior Sale | Jun 7, 2006 · Amount on Record |
| Deed Document Number | 201530179 |
| Deed Book / Page | 9577 / 1945 |
| Prior Transfer Date | May 25, 2006 |
| Prior Transfer Doc | 6567/462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2820 FLAG RD, CHESAPEAKE, VA 23323-2102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 10296/936 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 10296/936 |
| Instrument | 210003089 |
| Name | BARRINGTON BANK AND TRUST CO NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.48% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2820 FLAG RD, CHESAPEAKE, VA 23323-2102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 10106/1575 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 10106/1575 |
| Instrument | 200002913 |
| Name | WINTRUST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,800 (+3.13%) Land $140,000 Building $106,800 | $246,800 (+3.13%) Land $140,000 Building $106,800 | |
| 2025 | $2,417.00 (+2.55%) | $239,300 (+12.56%) Land $135,000 Building $104,300 | $239,300 (+12.56%) Land $135,000 Building $104,300 |
| 2024 | $2,357.00 (+36.01%) | ||
| 2023 | $212,600 (+9.47%) Land $110,000 Building $102,600 | $212,600 (+9.47%) Land $110,000 Building $102,600 | |
| 2022 | $194,200 Land $100,000 Building $94,200 | $194,200 Land $100,000 Building $94,200 | |
| 2019 | $1,733.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 26 (1999–2018) |
| Claims Outside the SFHA | 7 of 26 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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