2824 Flag Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2824 Flag Rd, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,750 sqft · built 1955
Lot Size0.283 acres (12,327 sqft)
OwnerCompany Name on Record
Last Sale$146,251 (Mar 2009)
Tax Bill$2,820 (2025)
Deeds & MortgagesFeb 2024 Refinance
Mar 2009 Foreclosure
APN0342001000120

Property Details

APN / Parcel Number

Primary APN0342001000120

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,750 sqft Living Area
1st Floor Area1,064 sqft
AtticAttic
Attic Area638 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialAsbestos
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,327 sqft (0.283 acres)
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area70 sqft
Deck Area352 sqft
Patio Area238 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2824 FLAG RD
CityCHESAPEAKE
StateVA
Zip23323-2102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description12 J V TAYLOR & B GOODRICH PLAT
Legal SubdivisionFLAG RD
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1012
Census Tract21401

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 6802, CHESAPEAKE, VA 23323-0802
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
EVEREST FUNDING
Mar 31, 2009Trustee's Deed, Foreclosure · FHA Mortgage
WELLS FARGO BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2009 · Amount on Record
Deed SaleMar 31, 2009 · Amount on Record
Prior SaleOct 18, 2004 · Amount on Record
Deed Book / Page7759 / 784
Last Transfer DateFeb 8, 2024
Transfer Doc10725/1120
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2824 FLAG RD, CHESAPEAKE, VA 23323-2102
Transaction TypeMortgage
Record UpdatedFeb 28, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10725/1123
DateFeb 9, 2024
Book Page10725/1123
Instrument240002591
Lender
NameEVEREST FUNDING
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2054
Interest
Rate TypeFixed Rate

March 2009: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 31, 2009
Property Address2824 FLAG RD, CHESAPEAKE, VA 23323-2102
Document Number007759/784
Book / Page7759 / 784
Instrument DateMar 6, 2009
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007759787
DateMar 31, 2009
Instrument7759/787
Lender
NameWELLS FARGO BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$283,700 (+1.61%) Land $140,000 Building $143,700$283,700 (+1.61%) Land $140,000 Building $143,700
2025$2,820.00 (+33.65%)$279,200 (+9.83%) Land $135,000 Building $144,200$279,200 (+9.83%) Land $135,000 Building $144,200
2023$254,200 (+8.54%) Land $110,000 Building $144,200$254,200 (+8.54%) Land $110,000 Building $144,200
2022$234,200 Land $100,000 Building $134,200$234,200 Land $100,000 Building $134,200
2019$2,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 56 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies56 in force
Nearby Flood Claims26 (1999–2018)
Claims Outside the SFHA7 of 26
Most Recent ClaimSep 2018 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Irene, Aug 2011 · 5 claims
  • Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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