2813 Flag Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2813 Flag Rd, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,686 sqft · built 1988
Lot Size0.31 acres (13,504 sqft)
Owner2 Individuals on Record
Tax Bill$3,558 (2025)
Deeds & MortgagesDec 2017 Line of Credit
APN0342001000080

Property Details

APN / Parcel Number

Primary APN0342001000080

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,686 sqft Living Area
1st Floor Area1,246 sqft
AtticAttic
Attic Area294 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Lot Width110 ft Width
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area102 sqft
Deck Area294 sqft
Patio Area362 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2813 FLAG RD
CityCHESAPEAKE
StateVA
Zip23323-2101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description8 JOHN V TAYLOR & BARDLEY GOODRICH PLAT
Legal SubdivisionFLAG RD
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1012
Census Tract21401

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address2813 FLAG RD, CHESAPEAKE, VA 23323-2101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2813 FLAG RD, CHESAPEAKE, VA 23323-2101
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number09860/1772
DateDec 1, 2017
Book Page9860/1772
Instrument170033154
Lender
NameCITIBANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term118 Months
DueOct 16, 2027
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,558.00 (+33.66%)$352,300 (+7.47%) Land $135,000 Building $217,300$352,300 (+7.47%) Land $135,000 Building $217,300
2023$327,800 (+9.05%) Land $110,000 Building $217,800$327,800 (+9.05%) Land $110,000 Building $217,800
2022$300,600 Land $100,000 Building $200,600$300,600 Land $100,000 Building $200,600
2019$2,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 56 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies56 in force
Nearby Flood Claims26 (1999–2018)
Claims Outside the SFHA7 of 26
Most Recent ClaimSep 2018 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Irene, Aug 2011 · 5 claims
  • Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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