Chesapeake City property record for 2812 Flag Rd, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,901 sqft · built 1955 |
| Lot Size | 0.263 acres (11,456 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Apr 2026) |
| Tax Bill | $3,245 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage |
| APN | 0342001000070 |
| Primary APN | 0342001000070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,901 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,456 sqft (0.263 acres) |
| Lot Width | 75 ft Width |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 154 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2812 FLAG RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 7 JOHN V TAYLOR & BRADLEY GOODRICH PLAT |
| Legal Subdivision | FLAG RD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 21401 |
2812 Flag Rd is owned and occupied by two individuals who bought it in April 2026.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2812 FLAG RD, CHESAPEAKE, VA 23323-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE |
| Apr 7, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2026 · Amount on File |
| Deed Sale | Apr 7, 2026 · Amount on File |
| Prior Sale | Dec 7, 2015 · Amount on File |
| Deed Document Number | 20268604 |
| Deed Book / Page | 10964 / 602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 7, 2026 |
| Property Address | 2812 FLAG RD, CHESAPEAKE, VA 23323-2102 |
| Document Number | 0000008604 |
| Book / Page | 10964 / 602 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2026.8604 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2812 FLAG RD, CHESAPEAKE, VA 23323-2102 |
| Document Number | 0000008605, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 2026..8605 |
| Name | SOUTHERN TRUST MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 7, 2026 |
| Property Address | 2812 FLAG RD, CHESAPEAKE, VA 23323-2102 |
| Document Number | 010964/602 |
| Book / Page | 10964 / 602 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20268604 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2812 FLAG RD, CHESAPEAKE, VA 23323-2102 |
| Document Number | 0000008605, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 20268605 |
| Name | SOUTHERN TRUST MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 2812 Flag Rd was $3,245, up 2.4% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,700 (+11.33%) Land $140,000 Building $217,700 | $357,700 (+11.33%) Land $140,000 Building $217,700 | |
| 2025 | $3,245.00 (+2.4%) | $321,300 Land $135,000 Building $186,300 | $321,300 Land $135,000 Building $186,300 |
| 2024 | $3,169.00 | ||
| 2023 | $295,200 (+7.93%) Land $110,000 Building $185,200 | $295,200 (+7.93%) Land $110,000 Building $185,200 | |
| 2022 | $273,500 Land $100,000 Building $173,500 | $273,500 Land $100,000 Building $173,500 | |
| 2019 | $2,446.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2812 Flag Rd; there have been 26 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 26 (1999–2018) |
| Claims Outside the SFHA | 7 of 26 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2812 Flag Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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