2820 E Lake Dr, Norman, OK 73071 Property Records

Cleveland County property record for 2820 E Lake Dr, Norman, OK 73071

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,356 sqft · built 1996
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$191,000 (Sep 2021)
Tax Bill$2,687 (2025)
Deeds & MortgagesFeb 2019 Sale
Jul 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APNNC29EARD5 2 6001

Property Details

APN / Parcel Number

Primary APNNC29EARD5 2 6001
Alternative APN
  • 32741

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,356 sqft Living Area
1st Floor Area1,356 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Garage TypeAttached
Garage Area447 sqft
PorchPorch
Porch Area70 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number32741
Old Parcel Number32741
Street Address2820 E LAKE DR
CityNORMAN
StateOK
Zip73071-1113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionEAST RIDGE SEC 5 LT 6 BLK 2
Legal Range02W
Legal Township08N
Legal Section03
Legal QuarterNW
Legal SubdivisionEAST RIDGE 5
Legal Block2
Legal Lot Number6
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group2
Census Block2025
Census Tract201405

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2820 E LAKE DR, NORMAN, OK 73071-1113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2019Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jul 25, 2018Trustee's Deed, Construction Loan · Construction Mortgage
FIRST BK & TR CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2021 · Amount on Record
Deed SaleSep 20, 2021 · Amount on Record
Prior SaleJan 26, 2005 · Amount on Record
Deed Document Number0006316813
Deed Book / Page5888 / 0983
Prior Transfer DateFeb 6, 2019
Prior Transfer DocR 2019 03484
Record UpdatedJun 8, 2026

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateFeb 6, 2019
Property Address2820 E LAKE DR, NORMAN, OK 73071-1113
Document Number0000003484
Book / Page005888 / 000983
Instrument DateFeb 4, 2019
Instrument3484
Transaction TypeTransfer
Record UpdatedFeb 20, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$210.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2820 E LAKE DR NORMAN OK 730711113, NORMAN, OK 73071-1113

July 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCLEVELAND OK
Recording DateJul 25, 2018
Property Address2820 E LAKE DR, NORMAN, OK 73071-1113
Book / Page005826 / 000466
Instrument DateJul 16, 2018
Instrument23259
Transaction TypeConstruction Loan
Record UpdatedAug 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2820 E LAKE DR NORMAN OK 730711113, NORMAN, OK 73071-1113

Mortgage

Document Number0000023259
DateJul 25, 2018
Book Page005826/000466
Instrument23259
Lender
NameFIRST BK & TR CO
AddressNORMAN, OK 73071
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 24, 2019

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,687.00 (+8.3%) Homeowner's exemption$23,393 (+7.99%) Land $3,661 Building $19,732$214,676 (+18.91%) Land $33,602 Building $181,074
2023$2,481.00 Homeowner's exemption$21,663 Land $4,233 Building $17,430$180,531 Land $35,276 Building $145,255

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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