Cleveland County property record for 2900 E Lake Dr, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,577 sqft · built 1997 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,775 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jan 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29EARD5 3 2001 |
| Primary APN | NC29EARD5 3 2001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,577 sqft Living Area |
| 1st Floor Area | 1,577 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.319 acres) |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Porch |
| Porch Area | 170 sqft |
| Deck Area | Deck Area |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 32743 |
|---|---|
| Old Parcel Number | 32743 |
| Street Address | 2900 E LAKE DR |
| City | NORMAN |
| State | OK |
| Zip | 73071-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST RIDGE SEC 5 LT 2 BLK 3 |
| Legal Range | 02W |
| Legal Township | 08N |
| Legal Section | 03 |
| Legal Quarter | NW |
| Legal Subdivision | EAST RIDGE 5 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 201405 |
Source: Cleveland County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2900 E LAKE DR, NORMAN, OK 73071-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Line of Credit OKLAHOMAS CU |
| Jan 24, 2019 | Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA |
| Dec 28, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2016 |
| Deed Sale | Dec 22, 2016 |
| Deed Document Number | 0000654184 |
| Deed Book / Page | 4771 / 0222 |
| Prior Transfer Date | Aug 2, 2010 |
| Prior Transfer Doc | R 2010 25238 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 2900 E LAKE DR, NORMAN, OK 73071-1114 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0R20264938 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 6924/1448 |
| Instrument | R 2026 4938 |
| Name | OKLAHOMAS CU |
|---|---|
| Type | Credit Union |
| Address | OKLAHOMA CITY, OK 73124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 7, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 2900 E LAKE DR, NORMAN, OK 73071-1114 |
| Document Number | 0000002976 |
| Instrument Date | Jan 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2900 E LAKE DR NORMAN OK 730711114, NORMAN, OK 73071-1114 |
| Document Number | 0000002976 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 005887/000086 |
| Instrument | 2976 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 2900 E LAKE DR, NORMAN, OK 73071-1114 |
| Document Number | 0000002887 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2900 E LAKE DR NORMAN OK 730711114, NORMAN, OK 73071-1114 |
| Document Number | 0000002887 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 005886/001121 |
| Instrument | 2887 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, TULSA, OK 74137 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2049 |
Source: Cleveland County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,775.00 (+10.16%) | $23,124 (+10.25%) Land $3,361 Building $19,763 | $260,469 (+17.15%) Land $37,861 Building $222,608 |
| 2023 | $2,519.00 | $20,974 Land $3,827 Building $17,147 | $222,344 Land $40,578 Building $181,766 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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