Cleveland County property record for 2813 E Lake Dr, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,478 sqft · built 1997 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Sep 2026) |
| Tax Bill | $3,174 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Oct 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29EARD5 1 8001 |
| Primary APN | NC29EARD5 1 8001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| Gross Area | 1,939 sqft |
| 1st Floor Area | 1,478 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 461 sqft |
| Porch | Slab |
| Porch Area | 109 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 32719 |
|---|---|
| Street Address | 2813 E LAKE DR |
| City | NORMAN |
| State | OK |
| Zip | 73071-1117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST RIDGE SEC 5 LT 8 BLK 1 |
| Legal Range | 02W |
| Legal Township | 08 |
| Legal Section | 03 |
| Legal Subdivision | EAST RIDGE 5 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 201405 |
Source: Cleveland County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2813 E LAKE DR, NORMAN, OK 73071-1117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Oct 26, 2022 | Intrafamily Transfer, Transfer |
| Oct 28, 2022 | Transfer on Death Deed, Transfer |
| Jun 9, 2021 | Warranty Deed, Transfer OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL |
| Sep 20, 2017 | Grant Deed, Transfer · FHA Mortgage FIRST NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2026 · Amount on Record |
| Deed Sale | Sep 4, 2026 · Amount on Record |
| Prior Sale | Jun 9, 2021 · Amount on Record |
| Deed Document Number | 202626902 |
| Deed Book / Page | 7018 / 1177 |
| Prior Transfer Date | Oct 28, 2022 |
| Prior Transfer Doc | R202238462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Sep 4, 2026 |
| Property Address | 2813 E LAKE DR, NORMAN, OK 73071-1117 |
| Document Number | 0000026902 |
| Book / Page | 7018 / 1177 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 202626902 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,845.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2813 E LAKE DR, NORMAN, OK 73071-1117 |
| Document Number | 0000026903, |
|---|---|
| Date | Sep 4, 2026 |
| Instrument | 202626903 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Oct 26, 2022 |
| Property Address | 2813 E LAKE DR, NORMAN, OK 73071-1117 |
| Document Number | R202238135 |
| Book / Page | 6489 / 879 |
| Instrument Date | Oct 12, 2022 |
| Instrument | R 2022 38135 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2813 E LAKE DR, NORMAN, OK 73071-1117 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Oct 28, 2022 |
| Property Address | 2813 E LAKE DR, NORMAN, OK 73071-1117 |
| Document Number | R202238462 |
| Book / Page | 6490 / 911 |
| Instrument Date | Oct 12, 2022 |
| Instrument | R 2022 38462 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2813 E LAKE DR, NORMAN, OK 73071-1117 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Jun 9, 2021 |
| Property Address | 2813 E LAKE DR, NORMAN, OK 73071-1117 |
| Document Number | R202124076 |
| Book / Page | 6257 / 717 |
| Instrument Date | Jun 4, 2021 |
| Instrument | R 2021 24076 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Tax | $299.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 2813 E LAKE DR, OK 73171 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Sep 20, 2017 |
| Property Address | 2813 E LAKE DR, NORMAN, OK 73071-1117 |
| Document Number | 0000031272 |
| Book / Page | 005722 / 000270 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 31272 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $234.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2813 E LAKE DR NORMAN OK 730711117, NORMAN, OK 73071-1117 |
| Document Number | 31273 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 005722/000272 |
| Instrument | 31273 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | SHAWNEE, OK 74804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2047 |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,174.00 (+11.49%) | $26,440 (+11.52%) Land $4,243 Building $22,197 | $231,797 (+17.32%) Land $37,206 Building $194,591 |
| 2023 | $2,847.00 | $23,708 Land $4,771 Building $18,937 | $197,573 Land $39,762 Building $157,811 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 92% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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