2812 E Lake Dr, Norman, OK 73071 Property Records

Cleveland County property record for 2812 E Lake Dr, Norman, OK 73071

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,459 sqft · built 1996
Lot Size0.169 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$81,500 (Aug 1996)
Tax Bill$1,888 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNNC29EARD5 2 4001

Property Details

APN / Parcel Number

Primary APNNC29EARD5 2 4001
Alternative APN
  • 32739

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,459 sqft Living Area
1st Floor Area1,459 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Garage TypeAttached
Garage Area424 sqft
PorchPorch
Porch Area39 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number32739
Old Parcel Number32739
Street Address2812 E LAKE DR
CityNORMAN
StateOK
Zip73071-1113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionEAST RIDGE SEC 5 LT 4 BLK 2
Legal Range02W
Legal Township08N
Legal Section03
Legal QuarterNW
Legal SubdivisionEAST RIDGE 5
Legal Block2
Legal Lot Number4
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group2
Census Block2025
Census Tract201405

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2812 E LAKE DR, NORMAN, OK 73071-1113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 1996 · Amount on Record
Deed SaleAug 16, 1996 · Amount on Record
Deed Document Number0000027571
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Recording DateOct 6, 2026
Property Address2812 E LAKE DR, NORMAN, OK 73071-1113
Document Number0000030064
Book / Page7031 / 1216
Instrument DateSep 30, 2026
Instrument202630064
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 E LAKE DR, NORMAN, OK 73071-1113

Mortgage

Document Number0000030064,
DateOct 6, 2026
Book Page7031/1216
Instrument202630064
Lender
NameARVEST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 4, 2051
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,888.00 (+7.03%) Homeowner's exemption$16,735 (+6.7%) Land $2,531 Building $14,204$217,859 (+17.56%) Land $32,947 Building $184,912
2023$1,764.00 Homeowner's exemption$15,684 Land $2,916 Building $12,768$185,321 Land $34,461 Building $150,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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