Emmet County property record for 2820 Berger Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jul 2026) |
| Tax Bill | $1,278 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-20-18-400-034 |
| Primary APN | 14-20-18-400-034 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Modular |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Area | 1,600 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2820 BERGER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-2 |
| Legal Description | COM 445.08 FT N OF SE COR OF SEC FOR POB, TH CONT N 133.7 FT, TH S87?33'55"W 359.15 FT, S 133.7 FT, N87?33'57"E 359.25 FT TO POB, 1.1 AC M/L SECTION 18, T34N, R4W. |
| Legal Range | 04W |
| Legal Township | 34N |
| Legal Section | 18 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | SPRINGVALE |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 970500 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8125 MINK RD, HARBOR SPRINGS, MI 49740-9579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on Record |
| Deed Sale | Jul 29, 2026 · Amount on Record |
| Deed Document Number | 20265229812 |
| Deed Book / Page | 1276 / 758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jul 29, 2026 |
| Property Address | 2820 BERGER RD, PETOSKEY, MI 49770-9553 |
| Document Number | 0005229812 |
| Book / Page | 1276 / 758 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20265229812 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2026 |
| Title Company | TALON TITLE AGENCY, TALON TITLE & ESCROW AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8125 MINK RD, HARBOR SPRINGS, MI 49740-9579 |
| Document Number | 0005229813, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 1276/759 |
| Instrument | 20265229813 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Springvale Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,100 (+89.17%) Land $103,100 | $206,200 (+89.17%) Land $206,200 | |
| 2024 | $1,278.00 | ||
| 2023 | $54,500 Land $54,500 | $109,000 Land $109,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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