Emmet County property record for 2788 Berger Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,512 sqft · built 1992 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,500 (May 2014) |
| Tax Bill | $2,001 (2024) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-20-18-400-026 |
| Primary APN | 14-20-18-400-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Other |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Area | 768 sqft |
| Patio Area | 576 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2788 BERGER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-2 |
| Legal Description | COM 712.48 FT N OF SE COR OF SEC FOR POB, TH CONT N 171.19 FT, S 87?34'4"W 358.94 FT, S 171.22 FT, TH N87?33'54"E 359.06 FT TO POB, 1.4 AC M/L SECTION 18, T34N, R4W. |
| Legal Range | 04W |
| Legal Township | 34N |
| Legal Section | 18 |
| Legal Subdivision | S18 T34N R4W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | SPRINGVALE |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 970500 |
2788 Berger Rd is owned and occupied by two individuals who bought it in May 2014.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2788 BERGER RD, PETOSKEY, MI 49770-9553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2014 · Amount on File |
| Deed Sale | May 16, 2014 · Amount on File |
| Prior Sale | Aug 26, 2013 · Amount on File |
| Deed Document Number | 20145119350 |
| Deed Book / Page | 1166 / 628 |
| Prior Transfer Date | Dec 6, 2012 |
| Prior Transfer Doc | 001151/526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2788 BERGER RD, PETOSKEY, MI 49770-9553 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01195/0099 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 1195/0099 |
| Instrument | 5147974 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Springvale Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,400 Building $132,400 | $264,800 Building $264,800 | |
| 2024 | $2,001.00 | ||
| 2023 | $96,300 Building $96,300 | $192,600 Building $192,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2788 Berger Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2788 Berger Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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