2808 Berger Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 2808 Berger Rd, Petoskey, MI 49770 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,080 sqft
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Apr 2022)
Tax Bill	$1,519 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-18-400-033`

Property Details

APN / Parcel Number

Primary APN	`14-20-18-400-033`

Interior

Full Baths	2 Baths
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Architectural Style	Ranch
Lot Area	47,916 sqft (1.1 acres)
Garage Area	900 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2808 BERGER RD
City	PETOSKEY
State	MI
Zip	49770-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 578.78 FT N OF SE COR OF SEC FOR POB, TH CONT N 133.7 FT, TH S87?33'54"W 359.06 FT, S 133.7 FT, N87?33'55"E 359.15 FT TO
Legal Range	04W
Legal Township	34N
Legal Section	18
Legal Subdivision	S18 T34N R5W
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4025
Census Tract	970500

Owner

Source: Emmet County records · APN 14-20-18-400-033

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2808 BERGER RD, PETOSKEY, MI 49770-9553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS
Mar 01, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CHEMICAL BANK
May 08, 2017	Intrafamily Transfer, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	Mar 01, 2019 · Amount on Record
Deed Document Number	20225196256
Deed Book / Page	1243 / 284
Prior Transfer Date	May 02, 2017
Prior Transfer Doc	1194/0630
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Apr 18, 2022
Property Address	2808 BERGER RD, PETOSKEY, MI 49770-9553
Document Number	001243/284
Book / Page	1243 / 284
Instrument Date	Apr 12, 2022
Instrument	5196256
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 BERGER RD, PETOSKEY, MI 49770-9553

Mortgage

Document Number	0005196257
Date	Apr 18, 2022
Instrument	5196257

Lender

Name	CALIBER HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 01, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Mar 01, 2019
Property Address	2808 BERGER RD, PETOSKEY, MI 49770-9553
Document Number	1210/236
Book / Page	1210 / 236
Instrument Date	Jan 04, 2019
Instrument	5163153
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3235 HOYT RD, HARBOR SPRINGS, MI 49740

Mortgage

Document Number	5163154
Date	Mar 01, 2019
Instrument	5163154

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001210/236
Date	Mar 01, 2019
Book Page	1210/236
Instrument	5163153

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EMMET MI
Recording Date	May 08, 2017
Property Address	2808 BERGER RD, PETOSKEY, MI 49770-9553
Document Number	1194/0630
Book / Page	1194 / 0630
Instrument Date	May 02, 2017
Instrument	5147506
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3843 BLACKBIRD RD, 3843, PETOSKEY, MI 49770-8526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 BERGER RD, PETOSKEY, MI 49770-9553

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,700 (+21.59%) Land $4,500 Building $95,200	$199,400 (+21.59%) Land $9,000 Building $190,400
2025		$82,000 (+48.82%) Land $4,100 Building $77,900	$164,000 (+48.82%) Land $8,200 Building $155,800
2024	$1,519.00
2023		$55,100 Land $3,000 Building $52,100	$110,200 Land $6,000 Building $104,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Great Lakes Energy Connections	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

2808 Berger Rd, Petoskey, MI 49770 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

May 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Berger Rd

Nearby Streets

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