2819 Waterfront Ave, Algonquin, IL 60102 Property Records

McHenry County property record for 2819 Waterfront Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,844 sqft · built 2002
Lot Size	0.066 acres (2,885 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2020)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-30-377-007`

Property Details

APN / Parcel Number

Primary APN	`19-30-377-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,844 sqft
Gross Area	2,594 sqft
1st Floor Area	920 sqft
2nd Floor Area	924 sqft

Exterior

Year Built	Built 2002
Exterior Material	Frame Siding
Lot Area	2,885 sqft (0.066 acres)
Lot Dimensions	66 ft deep x 44 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	2819 WATERFRONT AVE
City	ALGONQUIN
State	IL
Zip	60102-6834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0035120 ELY 43.76FT LT 4 CREEKSIDE OF ALGONQUIN THE MEADOWS & THE VILLAS PHASE 2
Legal Range	08E
Legal Township	43N
Legal Section	30
Legal Subdivision	CREEKSIDE/ALGONQUIN/MDWS & VIL
Legal Phase	2
Legal Tract	1
Legal Lot Number	4
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

2819 Waterfront Ave is owned and occupied by an individual who bought it in September 2020.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	2819 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed, Transfer · Conventional Mortgage PNC BANK NA
Jul 27, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Jul 27, 2017 · Amount on File
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 2, 2020
Property Address	2819 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Document Number	0000035120
Map Reference	DOC 2001R0035042
Instrument Date	Aug 27, 2020
Instrument	2020R0035120
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2819 WATERFRONT AVE, ALGONQUIN, IL 60102-6834

Mortgage

Document Number	0000035121
Date	Sep 2, 2020
Instrument	2020R0035121

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Interest

Rate	2.37%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 27, 2017
Property Address	2819 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Document Number	0000027749
Instrument Date	Jul 18, 2017
Instrument	27749
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$355.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2819 WATERFRONT AVE ALGONQUIN IL 601026834, ALGONQUIN, IL 60102-6834

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$89,243 Land $16,326 Building $72,917	$267,729 Land $48,978 Building $218,751

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2819 Waterfront Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2819 Waterfront Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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