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2817 Waterfront Ave, Algonquin, IL 60102 Property Records

McHenry County property record for 2817 Waterfront Ave, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,844 sqft · built 2002
Lot Size0.06 acres (2,639 sqft)
OwnerTrust Name on Record
Last Sale$246,500 (Nov 2001)
Deeds & MortgagesOct 2021 Mortgage
Nov 2020 Transfer
Flood ZoneZone X (minimal risk)
APN19-30-456-013

Property Details

APN / Parcel Number

Primary APN19-30-456-013

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,844 sqft
Gross Area2,594 sqft
1st Floor Area920 sqft
2nd Floor Area924 sqft

Exterior

Year BuiltBuilt 2002
Exterior MaterialFrame Siding
Lot Area2,639 sqft (0.06 acres)
Lot Dimensions66 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address2817 WATERFRONT AVE
CityALGONQUIN
StateIL
Zip60102-6834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0049710 WLY 40.04FT LT 3 CREEKSIDE OF ALGONQUIN THE MEADOWS & THE VILLAS PHASE 2
Legal Range08E
Legal Township43N
Legal Section30
Legal SubdivisionCREEKSIDE/ALGONQUIN
Legal Phase2
Legal Lot Number3
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group4
Census Block4000
Census Tract871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address2817 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Nov 17, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2001 · Amount on Record
Deed SaleNov 27, 2001 · Amount on Record
Prior SaleNov 27, 2001 · Amount on Record
Deed Document Number0000089298
Last Transfer DateNov 17, 2020
Transfer Doc0000049710
Record UpdatedJun 7, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2817 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Transaction TypeMortgage
Record UpdatedNov 3, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058022
DateOct 25, 2021
Instrument2021R0058022
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term177 Months
DueJul 1, 2036
Interest
Rate TypeFixed Rate
Rate2.62%

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateNov 17, 2020
Property Address2817 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Document Number0000049710
Instrument DateOct 6, 2020
Instrument49710
Transaction TypeTransfer
Record UpdatedDec 7, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2817 WATERFRONT AVE ALGONQUIN IL 601026834, ALGONQUIN, IL 60102-6834

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$87,660 Land $16,326 Building $71,334$262,980 Land $48,978 Building $214,002

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: i3 Broadband.

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