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2816 Waterfront Ave, Algonquin, IL 60102 Property Records

McHenry County property record for 2816 Waterfront Ave, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,839 sqft · built 2002
Lot Size0.55 acres (2,399 sqft)
Owner2 Trust Names on File
Last Sale$237,000 (May 2018)
Tax Bill$6,231 (2024)
Deeds & MortgagesMay 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN19-30-451-065

Property Details

APN / Parcel Number

Primary APN19-30-451-065

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,839 sqft Living Area
1st Floor Area1,352 sqft
Basement Area1,062 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area2,399 sqft (0.55 acres)
Lot Dimensions66 ft deep x 36 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2816 WATERFRONT AVE
CityALGONQUIN
StateIL
Zip60102-6835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2024R0020845 SELY 36.39FT NWLY 119.88FT LT 9 CREEKSIDE OF ALGONQUIN THE MEADOWS & THE VILLAS PHASE 2
Legal SubdivisionCREEKSIDE OF ALGONQUIN THE MEADOWS & THE
Legal Phase2
Legal Lot Number9
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group4
Census Block4000
Census Tract871206

Owner

2816 Waterfront Ave is owner-occupied and held in a trust since May 2018.

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address2816 WATERFRONT AVE, ALGONQUIN, IL 60102-6835
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2018 · Amount on File
Deed SaleMay 22, 2018 · Amount on File
Prior SaleMar 15, 2002 · Amount on File
Deed Document Number201816700
Prior Transfer DateApr 24, 2018
Prior Transfer Doc0000016700
Record UpdatedOct 29, 2026

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMCHENRY IL
Recording DateMay 22, 2018
Property Address2816 WATERFRONT AVE, ALGONQUIN, IL 60102-6835
Document Number0000016700
Map ReferenceDOC2001R0035042
Instrument DateApr 24, 2018
Instrument2018R0016700
Transaction TypeForeclosure
Record UpdatedMay 27, 2021
Title CompanyHERITAGE TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$355.50
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2816 WATERFRONT AVE, ALGONQUIN, IL 60102-6835

Mortgage

Document Number0000016701
DateMay 22, 2018
Instrument2018R0016701
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048
Interest
Rate4.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,231.00$95,654 Land $18,583 Building $77,071$286,962 Land $55,749 Building $231,213
2022Homeowner's exemption$84,628 Land $14,925 Building $69,703$253,884 Land $44,775 Building $209,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2816 Waterfront Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2816 Waterfront Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: i3 Broadband.

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