2823 Waterfront Ave, Algonquin, IL 60102 Property Records

McHenry County property record for 2823 Waterfront Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,839 sqft · built 2002
Lot Size	0.55 acres (2,392 sqft)
Owner	Individual Name on Record
Last Sale	$238,475 (Dec 2001)
Tax Bill	$7,289 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-377-006`

Property Details

APN / Parcel Number

Primary APN	`19-30-377-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,839 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,062 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	2,392 sqft (0.55 acres)
Lot Dimensions	66 ft deep x 36 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2823 WATERFRONT AVE
City	ALGONQUIN
State	IL
Zip	60102-6834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0009981 W 36.28AFT E 116.32FT LT 4 CREEKSIDE OF ALGONQUIN THE MEADOWS & THE VILLAS PHASE 2
Legal Subdivision	CREEKSIDE OF ALGONQUIN THE MEADOWS & THE
Legal Phase	2
Legal Lot Number	4
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2823 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jun 26, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2001 · Amount on Record
Deed Sale	Dec 28, 2001 · Amount on Record
Deed Document Number	2001100301
Last Transfer Date	Mar 11, 2022
Transfer Doc	0000009981
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Mar 17, 2022
Property Address	2823 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Document Number	0000009981
Map Reference	DOC 2001R0035042
Instrument Date	Mar 11, 2022
Instrument	2022R0009981
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2823 WATERFRONT AVE, 2823, ALGONQUIN, IL 60102-6834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2823 WATERFRONT AVE, ALGONQUIN, IL 60102-6834

Mortgage

Document Number	0000009982
Date	Mar 17, 2022
Instrument	2022R0009982

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2823 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Document Number	0000021164
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	79923 WATERFRONT AVE ALGONQUIN IL 60102, ALGONQUIN, IL 60102

Mortgage

Document Number	0000021164
Date	Jun 26, 2018
Instrument	21164

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2033

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 26, 2018
Property Address	2823 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Document Number	0000021163
Instrument Date	Jun 12, 2018
Instrument	21163
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2823 WATERFRONT AVE ALGONQUIN IL 601026834, ALGONQUIN, IL 60102-6834

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,289.00	$101,180 (+15.61%) Land $18,583 Building $82,597	$303,540 (+15.61%) Land $55,749 Building $247,791
2022	Homeowner's exemption	$87,516 Land $14,925 Building $72,591	$262,548 Land $44,775 Building $217,773

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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