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2818 Colonial Dr, Elgin, IL 60124 Property Records

Kane County property record for 2818 Colonial Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,210 sqft · built 1994
Lot Size0.24 acres (10,454 sqft)
Owner2 Company Names on File
Last Sale$254,000 (Aug 2013)
Tax Bill$10,432 (2025)
Deeds & MortgagesOct 2025 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-17-256-003

Property Details

APN / Parcel Number

Primary APN06-17-256-003

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,210 sqft Living Area
Gross Area3,265 sqft
Basement Area1,055 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2818 COLONIAL DR
CityELGIN
StateIL
Zip60124-8040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANDALL RIDGE UNIT 3 LOT 72
Legal SubdivisionRANDALL RIDGE
Legal Block4
Legal Lot Number72
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4027
Census Tract851904

Owner

Source: Kane County assessment roll, APN 06-17-256-003, as of December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2818 COLONIAL DR, ELGIN, IL 60124-8040
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Non-Conforming Investor Loan
FIRST AMERICAN BANK
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2013 · Amount on Record
Deed SaleAug 01, 2013 · Amount on Record
Prior SaleOct 20, 1994 · Amount on Record
Deed Document Number201356645
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2818 COLONIAL DR, ELGIN, IL 60124-8040
Transaction TypeMortgage
Record UpdatedNov 04, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2818 COLONIAL DR, ELGIN, IL 60124-8040

Mortgage

Document Number0000042245
DateOct 27, 2025
Instrument2025K042245
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressELK GROVE VILLAGE, IL 60007
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term121 Months
DueNov 22, 2035
Interest
Rate TypeAdjustable Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2818 COLONIAL DR, ELGIN, IL 60124-8040
Transaction TypeMortgage
Record UpdatedJul 27, 2021
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020102
DateMar 15, 2021
Instrument2021K020102
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueFeb 01, 2036

Tax Assessment & Valuation

Source: Kane County assessment roll as of December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,432.00 (+7.66%)
2024$130,069 (+21.39%) Land $28,317 Building $101,752$390,363 (+21.44%) Land $84,985 Building $305,378
2022$9,690.00 (+3.45%) Homeowner's exemption$107,146 (+6.96%) Land $23,326 Building $83,820$321,438 (+6.96%) Land $69,978 Building $251,460
2021$9,367.00 Homeowner's exemption$100,174 Land $21,808 Building $78,366$300,522 Land $65,424 Building $235,098

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519044, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 315 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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