Kane County property record for 2822 Colonial Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,247 sqft · built 1994 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $280,000 (May 2015) |
| Tax Bill | $10,100 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-17-256-002 |
| Primary APN | 06-17-256-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,247 sqft Living Area |
| Gross Area | 3,323 sqft |
| Basement Area | 1,076 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 2822 COLONIAL DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANDALL RIDGE UNIT 3 LOT 71 |
| Legal Subdivision | RANDALL RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 71 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 851904 |
Source: Kane County records · APN 06-17-256-002
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2822 COLONIAL DR, ELGIN, IL 60124-8040 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| May 03, 2021 | Deed of Trust, Mortgage · Construction Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 04, 2015 · Amount on Record |
| Deed Sale | May 04, 2015 · Amount on Record |
| Prior Sale | Dec 13, 1994 · Amount on Record |
| Deed Document Number | 201522426 |
| Last Transfer Date | Nov 15, 2015 |
| Transfer Doc | 0000065150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2822 COLONIAL DR, ELGIN, IL 60124-8040 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Title Company | NOVAS TITLE COMPANY LLC, NOVES TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000083783 |
|---|---|
| Date | Nov 05, 2021 |
| Instrument | 2021K083783 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Oct 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2822 COLONIAL DR, ELGIN, IL 60124-8040 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034680 |
|---|---|
| Date | May 03, 2021 |
| Instrument | 2021K034680 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Oct 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,100.00 (+6.5%) Homeowner's exemption Senior Citizen's exemption | ||
| 2024 | $133,529 (+21.39%) Land $28,317 Building $105,212 | $400,747 (+21.44%) Land $84,985 Building $315,762 | |
| 2022 | $9,484.00 (+3.82%) Homeowner's exemption | $109,996 (+6.96%) Land $23,326 Building $86,670 | $329,988 (+6.96%) Land $69,978 Building $260,010 |
| 2021 | $9,135.00 Homeowner's exemption | $102,838 Land $21,808 Building $81,030 | $308,514 Land $65,424 Building $243,090 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jun 2000 |
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: Radiate Holdings, Verizon.
Based on FCC filings for 88 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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