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2825 Colonial Dr, Elgin, IL 60124 Property Records

Kane County property record for 2825 Colonial Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,726 sqft · built 1995
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Jun 2025)
Tax Bill$8,797 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jan 2021 Transfer
Flood ZoneZone X (minimal risk)
APN06-17-257-002

Property Details

APN / Parcel Number

Primary APN06-17-257-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,726 sqft Living Area
Gross Area2,711 sqft
Basement Area985 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2825 COLONIAL DR
CityELGIN
StateIL
Zip60124-8041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANDALL RIDGE UNIT 3 LOT 29
Legal SubdivisionRANDALL RIDGE
Legal Block4
Legal Lot Number29
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4022
Census Tract851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2825 COLONIAL DR, ELGIN, IL 60124-8041
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 12, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2025 · Amount on Record
Deed SaleJun 13, 2025 · Amount on Record
Prior SaleJun 20, 1995 · Amount on Record
Deed Document Number202521838
Prior Transfer DateJul 28, 2020
Prior Transfer Doc0000002709
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2825 COLONIAL DR, ELGIN, IL 60124-8041
Transaction TypeMortgage
Record UpdatedMar 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2825 COLONIAL DR, ELGIN, IL 60124-8041

Mortgage

Document Number0000009342
DateMar 9, 2026
Instrument2026K009342
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJan 12, 2021
Property Address2825 COLONIAL DR, ELGIN, IL 60124-8041
Document Number0000002709
Instrument DateJul 28, 2020
Instrument2709
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2825 COLONIAL DR ELGIN IL 601248041, ELGIN, IL 60124-8041

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,797.00 (+7.66%)$120,331 (+8.57%) Land $30,744 Building $89,587$361,137 (+8.57%) Land $92,269 Building $268,869
2024$110,832 (+21.39%) Land $28,317 Building $82,515$332,629 (+21.44%) Land $84,985 Building $247,644
2022$8,171.00 (+3.52%) Homeowner's exemption$91,299 (+6.96%) Land $23,326 Building $67,973$273,897 (+6.96%) Land $69,978 Building $203,919
2021$7,893.00 Homeowner's exemption$85,358 Land $21,808 Building $63,550$256,074 Land $65,424 Building $190,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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