2806 Colonial Dr, Elgin, IL 60124 Property Records

Kane County property record for 2806 Colonial Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,856 sqft · built 1994
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$302,500 (May 2005)
Tax Bill	$9,759 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-17-256-006`

Property Details

APN / Parcel Number

Primary APN	`06-17-256-006`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,856 sqft Living Area
Gross Area	2,834 sqft
Basement Area	978 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2806 COLONIAL DR
City	ELGIN
State	IL
Zip	60124-8040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANDALL RIDGE UNIT 3 LOT 75
Legal Subdivision	RANDALL RIDGE
Legal Block	4
Legal Lot Number	75
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4027
Census Tract	851904

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2806 COLONIAL DR, ELGIN, IL 60124-8040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2005 · Amount on Record
Deed Sale	May 27, 2005 · Amount on Record
Prior Sale	Jun 5, 2002 · Amount on Record
Deed Document Number	200560341
Prior Transfer Date	Aug 19, 2004
Prior Transfer Doc	0000118874
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2806 COLONIAL DR, ELGIN, IL 60124-8040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026247
Date	May 21, 2020
Instrument	2020K026247

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,759.00 (+7.66%) Homeowner's exemption
2024		$122,150 (+21.39%) Land $28,317 Building $93,833	$366,597 (+21.44%) Land $84,985 Building $281,612
2022	$9,065.00 (+3.48%) Homeowner's exemption	$100,622 (+6.96%) Land $23,326 Building $77,296	$301,866 (+6.96%) Land $69,978 Building $231,888
2021	$8,760.00 Homeowner's exemption	$94,074 Land $21,808 Building $72,266	$282,222 Land $65,424 Building $216,798

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jun 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20