2813 Waterfront Ave, Algonquin, IL 60102 Property Records

McHenry County property record for 2813 Waterfront Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,921 sqft · built 2002
Lot Size	0.069 acres (3,033 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Mar 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-30-456-012`

Property Details

APN / Parcel Number

Primary APN	`19-30-456-012`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,921 sqft
Gross Area	3,050 sqft
1st Floor Area	1,455 sqft
2nd Floor Area	466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Lot Area	3,033 sqft (0.069 acres)
Lot Dimensions	66 ft deep x 46 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2813 WATERFRONT AVE
City	ALGONQUIN
State	IL
Zip	60102-6834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0005494 LT 3 /EX WLY 76.33FT/ CREEKSIDE OF ALGONQUIN THE MEADOWS & THE VILLAS PHASE 2
Legal Range	08E
Legal Township	43N
Legal Section	30
Legal Subdivision	CREEKSIDE/ALGONQUIN/MDWS & VLS
Legal Phase	2
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2813 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Mar 1, 2019	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019
Deed Sale	Mar 1, 2019
Prior Sale	Jun 6, 2014 · Amount on Record
Deed Document Number	TRUSTEE DEED
Record Updated	Jun 7, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2813 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Document Number	0000010622
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 WATERFRONT AVE ALGONQUIN IL 601026834, ALGONQUIN, IL 60102-6834

Mortgage

Document Number	0000010622
Date	Mar 25, 2020
Instrument	10622

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 24, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 1, 2019
Property Address	2813 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Document Number	0000005494
Instrument Date	Feb 28, 2019
Instrument	5494
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10311 ARYNE STATION RD HUNTLEY IL 60142, HUNTLEY, IL 60142

Mortgage

Document Number	5495
Date	Mar 1, 2019
Instrument	5495

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 28, 2034

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$93,060 Land $16,326 Building $76,734	$279,180 Land $48,978 Building $230,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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