McLennan County property record for 2816 S 12th St, Waco, TX 76706
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,085 sqft · built 1945 |
| Lot Size | 6.64 acres (289,282 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (May 2016) |
| Tax Bill | $2,201 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-008800-032701-3 |
| Primary APN | 48-008800-032701-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,085 sqft Living Area |
| Gross Area | 1,189 sqft |
| 1st Floor Area | 1,085 sqft |
| Flooring | Wood |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 289,282 sqft |
| Lot Dimensions | 744 ft deep x 359 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 453 sqft |
| Shed | 1 Shed |
| Shed Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2816 S 12TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76706-3504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R1B |
| Legal Description | CHAMBERS T J ACRES 6.641 |
| Legal Subdivision | CHAMBERS T J |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 1900 |
2816 S 12th St, a rural home, is owned and occupied by an individual who bought it in May 2016.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2816 S 12TH ST, WACO, TX 76706-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2016 · Amount on File |
| Deed Sale | May 23, 2016 · Amount on File |
| Prior Sale | Feb 8, 2007 · Amount on File |
| Deed Document Number | 201616159 |
| Prior Transfer Date | Feb 6, 2007 |
| Prior Transfer Doc | 0000004926 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2816 S 12th St was $2,201 with exemptions applied, down 28.1% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,728 (+7.66%) Land $82,076 Building $169,652 | $251,728 (+7.66%) Land $82,076 Building $169,652 | |
| 2025 | $2,201.00 (-28.14%) Homeowner's exemption Senior Citizen's exemption | $233,810 Land $69,880 Building $163,930 | $233,810 Land $69,880 Building $163,930 |
| 2024 | $3,063.00 | ||
| 2023 | $222,670 Land $69,880 Building $152,790 | $222,670 Land $69,880 Building $152,790 | |
| 2022 | $3,210.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2816 S 12th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 individual policies |
| Nearby Flood Policies | 41 units insured incl. 2 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2816 S 12th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T, Pavlov Media.
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