2816 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 2816 E 3rd St, Panama City, FL 32401 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 2022
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Tax Bill	$150 (2024)
Deeds & Mortgages	Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`24070-000-000`

Property Details

APN / Parcel Number

Primary APN	`24070-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Heated Area
Gross Area	1,418 sqft
1st Floor Area	907 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Driveway	Driveway
Driveway Area	198 sqft
Porch	Porch
Porch Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2816 E 3RD ST
City	PANAMA CITY
State	FL
Zip	32401-5445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEITHS BAY HARBOR ADD LOTS 8,9,10 BLK 2 ORB 4277 P 89
Legal Range	14W
Legal Township	04S
Legal Section	11
Legal Subdivision	HARBOR ADD
Legal Block	2
Legal Lot Number	8-10 9
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1051
Census Tract	1800

Owner

Source: Bay County records · APN 24070-000-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2816 E 3RD ST, PANAMA CITY, FL 32401-5445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 22, 2020
Transfer Doc	0042770089
Record Updated	Jun 08, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jul 22, 2020
Property Address	2816 E 3RD ST, PANAMA CITY, FL 32401-5445
Document Number	0042770089
Book / Page	004277 / 000089
Instrument Date	May 20, 2020
Instrument	47504
Transaction Type	Transfer
Record Updated	Sep 01, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,407 (+5.99%)	$175,885 (+10.69%) Land $28,665 Building $147,220
2024	$150.00 (+28.21%)
2023	$117.00 (-48.91%) Homeowner's exemption Disabled Person's exemption	$158,894 (+1,899.67%) Land $19,624 Building $139,270	$158,894 (+882.65%) Land $19,624 Building $139,270
2022	$229.00 Homeowner's exemption	$7,946	$16,170 Land $16,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.