3002 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 3002 E 3rd St, Panama City, FL 32401 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,163 sqft · built 1945
Lot Size	0.241 acres (10,497 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Mar 2003)
Tax Bill	$498 (2025)
Flood Zone	Zone X (minimal risk)
APN	`24079-000-000`

Property Details

APN / Parcel Number

Primary APN	`24079-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,163 sqft Living Area
Gross Area	1,483 sqft
1st Floor Area	1,163 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,497 sqft (0.241 acres)
Lot Dimensions	100 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	320 sqft
Driveway	Driveway
Driveway Area	207 sqft
Porch	Unfinished Open Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3002 E 3RD ST
City	PANAMA CITY
State	FL
Zip	32401-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEITHS BAY HARBOR ADD LOTS 1,2,3,4 BLK 3 ORB 2006 P 1182 ORB 2232 P 342 ORB 2257 P 854-860
Legal Range	14W
Legal Township	04S
Legal Section	11
Legal Subdivision	KEITHS BAY HARBOR ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1033
Census Tract	1800

Owner

Source: Bay County records · APN 24079-000-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3002 E 3RD ST, PANAMA CITY, FL 32401-5406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2003 · Amount on Record
Deed Sale	Mar 31, 2003 · Amount on Record
Prior Sale	Feb 19, 2001 · Amount on Record
Deed Document Number	200321237
Deed Book / Page	2257 / 860
Prior Transfer Date	Mar 21, 2003
Prior Transfer Doc	0022570860
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$498.00 (-21.7%) Homeowner's exemption	$69,334 (+5.99%)	$128,894 (+12.2%) Land $34,808 Building $94,086
2024	$636.00 (-13.47%)
2023	$735.00 (-7.2%) Homeowner's exemption	$65,417 (+3%)	$114,881 (+11.48%) Land $23,829 Building $91,052
2022	$792.00 Homeowner's exemption	$63,512	$103,055 Land $19,635 Building $83,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050018001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 units insured (28 under condo master policies) 8 of 19 individual policies on primary residences
Nearby Flood Claims	19 (1979–2021)
Claims Outside the SFHA	13 of 19
Most Recent Claim	Oct 2021, rainfall accumulation
Flood Events	Hurricane Michael (Oct 2018), 6 claims Hurricane Opal (Oct 1995), 3 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.