3010 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 3010 E 3rd St, Panama City, FL 32401 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,776 sqft · built 1944
Lot Size	0.258 acres (11,282 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Apr 2015)
Tax Bill	$1,045 (2025)
Flood Zone	Zone X (minimal risk)
APN	`24079-050-000`

Property Details

APN / Parcel Number

Primary APN	`24079-050-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,776 sqft Heated Area
Gross Area	2,089 sqft
1st Floor Area	3,056 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,282 sqft (0.258 acres)
Lot Dimensions	100 ft deep x 113 ft wide
Garage Area	1,280 sqft
Driveway	Driveway
Driveway Area	640 sqft

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3010 E 3RD ST
City	PANAMA CITY
State	FL
Zip	32401-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEITHS BAY HARBOR ADD (7.12) LOTS 5-8 & W1/2 OF LOT 9 BLK 3 ORB 3688 P 1464
Legal Range	14W
Legal Township	04S
Legal Section	11
Legal Subdivision	HARBOR ADD
Legal Block	3
Legal Lot Number	5-9 8
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1033
Census Tract	1800

Owner

Source: Bay County records · APN 24079-050-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3010 E 3RD ST, PANAMA CITY, FL 32401-5406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2015 · Amount on Record
Deed Sale	Apr 06, 2015 · Amount on Record
Deed Document Number	2015018469
Deed Book / Page	3688 / 1464
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,045.00 (-14.62%) Homeowner's exemption	$108,250 (+5.99%)	$135,004 (+13.23%) Land $37,294 Building $97,710
2023	$1,224.00 (+7.18%) Homeowner's exemption	$102,135 (+3%)	$119,232 (+11.8%) Land $25,531 Building $93,701
2022	$1,142.00 Homeowner's exemption	$99,160	$106,643 Land $21,037 Building $85,606

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050018001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 units insured (28 under condo master policies) 8 of 19 individual policies on primary residences
Nearby Flood Claims	19 (1979–2021)
Claims Outside the SFHA	13 of 19
Most Recent Claim	Oct 2021, rainfall accumulation
Flood Events	Hurricane Michael (Oct 2018), 6 claims Hurricane Opal (Oct 1995), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.