2804 Saddlebrook Cir, Minnetonka (Hopkins), MN 55305 Property Records

Hennepin County property record for 2804 Saddlebrook Cir, Minnetonka, MN 55305 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.75 ba · 1,892 sqft · built 1977
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Apr 2006)
Tax Bill	$7,430 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-117-22-43-0017`

Property Details

APN / Parcel Number

Primary APN	`10-117-22-43-0017`

Interior

Bedrooms	4 Beds
Full Baths	4.75 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,892 sqft Living Area
Gross Area	2,474 sqft
1st Floor Area	1,892 sqft
Basement Area	582 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	148 ft deep x 110 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2804 SADDLEBROOK CIR
City	HOPKINS
State	MN
Zip	55305-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 008 B PRESTON WOODS 2ND ADDN N 110X148X173X126
Legal Range	22
Legal Township	117
Legal Section	10
Legal Quarter	43
Legal Subdivision	PRESTON WOODS 2ND ADDN
Legal Block	8
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	3
Census Block	3010
Census Tract	26404

Owner

Source: Hennepin County records · APN 10-117-22-43-0017

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2804 SADDLEBROOK CIR, HOPKINS, MN 55305-2719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage BELL BK
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit BELL BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 26, 2006 · Amount on Record
Deed Sale	Apr 26, 2006 · Amount on Record
Deed Document Number	2006924311
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2804 SADDLEBROOK CIR, MINNETONKA, MN 55305-2719
Document Number	0005666727
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 SADDLEBROOK CIR MINNETONKA MN 553052719, MINNETONKA, MN 55305-2719

Mortgage

Document Number	0005666727
Date	Dec 02, 2019
Instrument	5666727

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2804 SADDLEBROOK CIR, MINNETONKA, MN 55305-2719
Document Number	0005639001
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 05, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 SADDLEBROOK CIR MINNETONKA MN 553052719, MINNETONKA, MN 55305-2719

Mortgage

Document Number	0005639001
Date	Aug 23, 2019
Instrument	5639001

Lender

Name	BELL BK
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 22, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,430.00 (+25.76%)	$562,200 (+13.16%) Land $225,500 Building $336,700	$562,200 (+13.16%) Land $225,500 Building $336,700
2023	$5,908.00 Homeowner's exemption
2022		$496,800 Land $213,400 Building $283,400	$496,800 Land $213,400 Building $283,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530264043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (1985–1987)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 1987, river or lake flooding, Severe Storms, Tornadoes & Flooding
Claims By Storm	Severe Storms, Tornadoes & Flooding, Jul 1987 · 2 claims

Wildfire

Wildfire Risk	Low above 3% of the US · above 11% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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