Kane County property record for 281 Villa St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,240 sqft · built 1900 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Mar 2016) |
| Tax Bill | $4,893 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-377-023 |
| Primary APN | 06-13-377-023 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 1,240 sqft |
| Basement Area | 1,240 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 281 VILLA ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARRETTS SUB LOT 8 BLOCK 7 JAMES T GIFFORDS ADDN LOT 2 |
| Legal Subdivision | BARRETTS SUB |
| Legal Block | 7 |
| Legal Lot Number | 8,2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
281 Villa St is owned and occupied by two individuals who bought it in March 2016.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 VILLA ST, ELGIN, IL 60120-6658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2016 · Amount on File |
| Deed Sale | Mar 17, 2016 · Amount on File |
| Prior Sale | Nov 19, 2008 · Amount on File |
| Deed Document Number | 201612772 |
| Prior Transfer Date | Mar 27, 2008 |
| Prior Transfer Doc | 0000055497 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 281 Villa St was $4,893 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,893.00 Homeowner's exemption | $72,138 (+8.57%) Land $17,878 Building $54,260 | $216,501 (+8.57%) Land $53,655 Building $162,845 |
| 2024 | $66,444 Land $16,467 Building $49,977 | $199,412 Land $49,421 Building $149,991 | |
| 2022 | $4,225.00 (+4.84%) Homeowner's exemption | $54,734 (+6.96%) Land $13,565 Building $41,169 | $164,202 (+6.96%) Land $40,695 Building $123,507 |
| 2021 | $4,030.00 Homeowner's exemption | $51,172 Land $12,682 Building $38,490 | $153,516 Land $38,046 Building $115,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Villa St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 281 Villa St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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