288 Villa St, Elgin, IL 60120 Property Records

Kane County property record for 288 Villa St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	7 ba · 3,088 sqft · built 1900
Lot Size	0.191 acres (8,316 sqft)
Owner	2 Company Names on Record
Last Sale	$280,000 (Mar 2018)
Tax Bill	$10,238 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-13-380-010`

Property Details

APN / Parcel Number

Primary APN	`06-13-380-010`

Interior

Full Baths	7 Baths
Stories	2 Stories
Building Area	3,088 sqft Living Area
Gross Area	4,632 sqft
Basement Area	1,544 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,316 sqft (0.191 acres)

Location & Zoning

Street Address	288 VILLA ST
City	ELGIN
State	IL
Zip	60120-6681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAILROAD ADDN NORTHWEST 63 FT NORTHEAST 132 FT COUNTY CLERKS SUB F OF LOTS 3, 4, & 5 BLOCK 5
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	2
Legal Lot Number	3,4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2010
Census Tract	851301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	29W701 BUTTERFIELD RD, 203, WARRENVILLE, IL 60555-3624
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage FORTRESS BANK
Mar 14, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2018 · Amount on Record
Deed Sale	Mar 14, 2018 · Amount on Record
Prior Sale	Jan 29, 2015 · Amount on Record
Deed Document Number	201811843
Prior Transfer Date	Sep 1, 1998
Prior Transfer Doc	0000115263
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	288 VILLA ST, ELGIN, IL 60120-6681
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027785
Date	Jul 1, 2019
Instrument	2019K027785

Lender

Name	FORTRESS BANK
Type	Bank
Address	PEORIA, IL 61615

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jun 26, 2024

Interest

Rate	5.75%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 14, 2018
Property Address	288 VILLA ST, ELGIN, IL 60120-6681
Document Number	0000011843
Instrument Date	Mar 2, 2018
Instrument	11843
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2344 HANDLEY LN AURORA IL 605026424, AURORA, IL 60502-6424

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,238.00 (+15.96%)	$134,198 (+8.57%) Land $27,215 Building $106,983	$402,755 (+8.57%) Land $81,678 Building $321,077
2024		$123,605 (+21.39%) Land $25,067 Building $98,538	$370,963 (+21.44%) Land $75,231 Building $295,732
2022	$8,829.00 (+3.96%)	$101,822 (+6.96%) Land $20,649 Building $81,173	$305,466 (+6.96%) Land $61,947 Building $243,519
2021	$8,493.00	$95,196 Land $19,305 Building $75,891	$285,588 Land $57,915 Building $227,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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