Kane County property record for 278 Villa St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,632 sqft · built 1900 |
| Lot Size | 0.151 acres (6,584 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $97,000 (Jul 2001) |
| Tax Bill | $4,635 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-380-007 |
| Primary APN | 06-13-380-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 5 Stories |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,744 sqft |
| Basement Area | 1,112 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 6,584 sqft (0.151 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 278 VILLA ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAILROAD ADDN COUNTY CLERKS SUB C EXCEPT WEST 2 RODS OF LOT 2 BLOCK 5 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 851301 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 278 VILLA ST, ELGIN, IL 60120-6958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2001 · Amount on Record |
| Deed Sale | Jul 24, 2001 · Amount on Record |
| Deed Document Number | 200174714 |
| Last Transfer Date | Oct 7, 2005 |
| Transfer Doc | 0000134013 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,635.00 (-7.63%) Homeowner's exemption | $76,767 (+8.57%) Land $14,557 Building $62,210 | $230,393 (+8.57%) Land $43,688 Building $186,705 |
| 2024 | $5,018.00 (+20.68%) | $70,707 (+31.05%) Land $13,408 Building $57,299 | $212,206 (+31.1%) Land $40,240 Building $171,966 |
| 2022 | $4,158.00 (+4.87%) Homeowner's exemption | $53,955 (+6.96%) Land $11,045 Building $42,910 | $161,865 (+6.96%) Land $33,135 Building $128,730 |
| 2021 | $3,965.00 Homeowner's exemption | $50,444 Land $10,326 Building $40,118 | $151,332 Land $30,978 Building $120,354 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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