271 Villa St, Elgin, IL 60120 Property Records

Kane County property record for 271 Villa St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	7 bd · 4 ba · 2,639 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jul 2017)
Tax Bill	$7,033 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage Apr 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-13-377-017`

Property Details

APN / Parcel Number

Primary APN	`06-13-377-017`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,639 sqft Living Area
Gross Area	4,170 sqft
Basement Area	1,531 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	271 VILLA ST
City	ELGIN
State	IL
Zip	60120-6658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMES T GIFFORDS ADDN COUNTY CLERKS SUB N LOT 6 BLOCK 7
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	7
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2006
Census Tract	851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	271 VILLA ST, ELGIN, IL 60120-6658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 17, 2017	Warranty Deed, Transfer · Line of Credit COMMUNITY BK/ELMHURST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2017 · Amount on Record
Deed Sale	Jul 6, 2017 · Amount on Record
Prior Sale	Jun 23, 2003 · Amount on Record
Deed Document Number	201734715
Prior Transfer Date	May 1, 2009
Prior Transfer Doc	0000041026
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 6, 2017
Property Address	271 VILLA ST, ELGIN, IL 60120-6658
Document Number	0000034715
Instrument Date	Jun 13, 2017
Instrument	2017K034715
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PRECISION TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1743 ZEPPELIN DR, HANOVER PARK, IL 60133-5929

Mortgage

Document Number	0000034716
Date	Jul 6, 2017
Instrument	2017K034716

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 17, 2017
Property Address	271 VILLA ST, ELGIN, IL 60120-6658
Document Number	0000018706
Instrument Date	Apr 7, 2017
Instrument	18706
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3164 N DIVISION #602 ELGIN IL 60120, 602, ELGIN, IL 60120

Mortgage

Document Number	18707
Date	Apr 17, 2017
Instrument	18707

Lender

Name	COMMUNITY BK/ELMHURST
Type	Bank
Address	ELMHURST, IL 60126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 16, 2018

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,033.00 (+15.85%) Homeowner's exemption	$100,188 (+8.57%) Land $16,988 Building $83,200	$300,684 (+8.57%) Land $50,984 Building $249,700
2024		$92,280 (+21.39%) Land $15,647 Building $76,633	$276,951 (+21.44%) Land $46,960 Building $229,991
2022	$6,071.00 (+4.58%) Homeowner's exemption	$76,018 (+6.96%) Land $12,890 Building $63,128	$228,054 (+6.96%) Land $38,670 Building $189,384
2021	$5,805.00 Homeowner's exemption	$71,071 Land $12,051 Building $59,020	$213,213 Land $36,153 Building $177,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

Nearby Properties on Villa St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures