276 View Point Dr, Richmond, KY 40475 Property Records

Madison County property record for 276 View Point Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,623 sqft
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Oct 2020)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0041-0014-0042`

Property Details

APN / Parcel Number

Primary APN	`0041-0014-0042`
Alternative APNs	`131457` `94308` `61267`

Interior

Stories	1 Story
Building Area	1,623 sqft Living Area
1st Floor Area	1,623 sqft
Basement Area	1,623 sqft
Unfinished Basement	1,623 sqft

Exterior

Exterior Material	Brick
Lot Area	74,052 sqft (1.7 acres)
Garage Type	Attached
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	61267
Street Address	276 VIEW POINT DR
City	RICHMOND
State	KY
Zip	40475-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN POINT LOT 42
Legal Subdivision	HIDDEN POINT
Legal Lot Number	42
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1014
Census Tract	10701

Owner

276 View Point Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Madison County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	276 VIEW POINT DR, RICHMOND, KY 40475-8228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Construction Mortgage CUMBERLAND VALLEY NATIONAL BANK
Oct 29, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL KENTUCKY AG CREDIT ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Deed Document Number	202014023101
Deed Book / Page	796 / 238
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Aug 4, 2026
Property Address	276 VIEW POINT DR, RICHMOND, KY 40475-8228
Document Number	0014366387
Book / Page	2489 / 579
Instrument Date	Jul 24, 2026
Instrument	202614366387
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014366387,
Date	Aug 4, 2026
Book Page	2489/579
Instrument	202614366387

Lender

Name	CUMBERLAND VALLEY NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Oct 29, 2020
Property Address	276 VIEW POINT DR, RICHMOND, KY 40475-8228
Document Number	D00796/238
Book / Page	D00796 / 238
Instrument Date	Oct 28, 2020
Instrument	2014023101
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	344 BALDWIN RD, 344, RICHMOND, KY 40475-9415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 VIEW POINT DR, RICHMOND, KY 40475-8228

Mortgage

Document Number	2014023102
Date	Oct 29, 2020
Instrument	2014023102

Lender

Name	CENTRAL KENTUCKY AG CREDIT ASSN
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	288 Months
Due	Oct 28, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 276 View Point Dr was $2,734.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,734.00	$290,000	$290,000
2023	$2,376.00	$245,000	$245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 276 View Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 276 View Point Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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