270 Sprague St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 270 Sprague St, Dedham, MA 02026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,424 sqft · built 1920
Lot Size	0.222 acres (9,657 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Apr 2020)
Tax Bill	$7,899 (2026)
Deeds & Mortgages	May 2026 Second Mortgage Feb 2023 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`DEDH M:0169 L:0109`

Property Details

APN / Parcel Number

Primary APN	`DEDH M:0169 L:0109`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	3,256 sqft
1st Floor Area	1,184 sqft
Attic	Attic
Attic Area	1,170 sqft
Basement Area	570 sqft
Unfinished Basement	570 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,657 sqft (0.222 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	270 SPRAGUE ST
City	DEDHAM
State	MA
Zip	02026-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	109
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	2
Census Block	2015
Census Tract	402300

Owner

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	270 SPRAGUE ST, DEDHAM, MA 02026-5226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Jul 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Jul 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Apr 1, 2020	Quit Claim Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MTG
Dec 17, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Nov 6, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
May 2, 2017	Quit Claim Deed, Transfer · FHA Mortgage SALEM FIVE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2020 · Amount on Record
Deed Sale	Apr 1, 2020 · Amount on Record
Prior Sale	May 2, 2017
Deed Document Number	20201443280
Prior Transfer Date	Mar 30, 2020
Prior Transfer Doc	1443280
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Recording Date	May 18, 2026
Property Address	270 SPRAGUE ST, DEDHAM, MA 02026-5226
Document Number	0001570328
Instrument Date	May 11, 2026
Instrument	20261570328
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 SPRAGUE ST, DEDHAM, MA 02026-5226

Mortgage

Document Number	0001570328,
Date	May 18, 2026
Instrument	20261570328

Lender

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	270 SPRAGUE ST, DEDHAM, MA 02026-5226
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001516755
Date	Feb 6, 2023
Instrument	1516755

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2043

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	270 SPRAGUE ST, DEDHAM, MA 02026-5226
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001493918
Date	Dec 13, 2021
Instrument	1493918

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	270 SPRAGUE ST, DEDHAM, MA 02026-5226
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001482037
Date	Jul 14, 2021
Instrument	1482037

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	270 SPRAGUE ST, DEDHAM, MA 02026-5226
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1482037
Date	Jul 14, 2021
Instrument	1482037

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEDHAM MA
Recording Date	Apr 1, 2020
Property Address	270 SPRAGUE ST, DEDHAM, MA 02026-5226
Document Number	0001443280
Instrument Date	Mar 30, 2020
Instrument	1443280
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 SPRAGUE ST DEDHAM MA 020265226, DEDHAM, MA 02026-5226

Mortgage

Document Number	1443281
Date	Apr 1, 2020
Instrument	1443281

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	270 SPRAGUE ST, DEDHAM, MA 02026-5226
Document Number	0001437176
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 SPRAGUE ST DEDHAM MA 020265226, DEDHAM, MA 02026-5226

Mortgage

Document Number	0001437176
Date	Dec 23, 2019
Instrument	1437176

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	270 SPRAGUE ST, DEDHAM, MA 02026-5226
Document Number	0001412036
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 SPRAGUE ST DEDHAM MA 020265226, DEDHAM, MA 02026-5226

Mortgage

Document Number	0001412036
Date	Nov 13, 2018
Instrument	1412036

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEDHAM MA
Recording Date	May 2, 2017
Property Address	270 SPRAGUE ST, DEDHAM, MA 02026-5226
Document Number	0001377378
Instrument Date	Apr 26, 2017
Instrument	1377378
Transaction Type	Transfer
Record Updated	May 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 SPRAGUE ST DEDHAM MA 020265226, DEDHAM, MA 02026-5226

Mortgage

Document Number	1377379
Date	May 2, 2017
Instrument	1377379

Lender

Name	SALEM FIVE MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,899.00 (+15.08%)	$642,200 (+18.07%) Land $328,000 Building $314,200	$631,902 (+1.4%)
2025	$6,864.00 (+5.2%)	$543,900 (+4.2%) Land $276,700 Building $267,200	$623,200 (+2.66%)
2024	$6,525.00 (+4.42%)	$522,000 (+7.25%) Land $261,900 Building $260,100	$607,050
2023	$6,249.00	$486,700 Land $232,500 Building $254,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1978–2014)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Dec 2014 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Severe Storms And Flooding, Mar 2001 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	150 / 150

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sprague St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures