Graham County property record for 281 E Saddle Dr, Safford, AZ 85546
| Property Type | Single Family Home |
|---|---|
| Details | 3,520 sqft · built 2016 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,175 (Jan 2017) |
| Tax Bill | $1,987 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-26-432 |
| Primary APN | 106-26-432 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,520 sqft Living Area |
| Gross Area | 4,206 sqft |
| 1st Floor Area | 3,520 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Type | Attached |
| Garage Area | 686 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 281 E SADDLE DR |
|---|---|
| City | SAFFORD |
| State | AZ |
| Zip | 85546-9266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 432 THUNDERBIRD VALLEY |
| Legal Subdivision | THUNDERBIRD VALLEY |
| Legal Lot Number | 432 |
| Jurisdiction | GRAHAM AZ |
| Township / Civil Division | SAFFORD |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 961500 |
Source: Graham County records · APN 106-26-432
Assessment roll updated April 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1504, SAFFORD, AZ 85548-1504 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 30, 2019 | Deed of Trust, Mortgage · Line of Credit ONEAZ CU |
| Jan 19, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2017 · Amount on Record |
| Deed Sale | Jan 19, 2017 · Amount on Record |
| Prior Sale | Sep 15, 2015 · Amount on Record |
| Deed Document Number | 2017201 |
| Prior Transfer Date | Sep 09, 2015 |
| Prior Transfer Doc | 0000006237 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAHAM AZ |
| Property Address | 281 E SADDLE DR, SAFFORD, AZ 85546-9266 |
| Document Number | 0000005398 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 281 E SADDLE DR SAFFORD AZ 855469266, SAFFORD, AZ 85546-9266 |
| Document Number | 0000005398 |
|---|---|
| Date | Nov 05, 2019 |
| Instrument | 5398 |
| Name | ONEAZ CU |
|---|---|
| Address | PHOENIX, AZ 85027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 04, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAHAM AZ |
| Recording Date | Jan 19, 2017 |
| Property Address | 281 E SADDLE DR, SAFFORD, AZ 85546-9266 |
| Document Number | 0000000201 |
| Map Reference | FILE8T-3 |
| Instrument Date | Jan 09, 2017 |
| Instrument | 2017-00201 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 26, 2022 |
| Title Company | STEWART TITLE ARIZONA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 281 E SADDLE DR, SAFFORD, AZ 85546-9266 |
| Document Number | 0000000202 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 2017-00202 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Graham County records · Assessment roll updated April 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Graham County |
| Unified School District | Safford Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $407,771 (+15.42%) Land $11,465 Building $396,306 | ||
| 2025 | $1,987.00 (+15.59%) | $35,330 Land $1,035 Building $34,295 | $353,300 Land $10,349 Building $342,951 |
| 2023 | $1,719.00 |
Source: FEMA National Flood Hazard Layer as of April 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2016 · other causes |
| Wildfire Risk | High above 71% of the US · above 60% of Arizona |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 76 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SAFFORD serves 20,600 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Nov 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures