280 E Saddle Dr, Safford, AZ 85546 Property Records

Graham County property record for 280 E Saddle Dr, Safford, AZ 85546

Property Summary

Property Type	Single Family Home
Details	2,276 sqft · built 2006
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$16,000 (Mar 2005)
Tax Bill	$1,994 (2025)
Deeds & Mortgages	Oct 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106-26-458`

Property Details

APN / Parcel Number

Primary APN	`106-26-458`

Interior

Stories	1 Story
Building Area	2,276 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	2,276 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Garage Area	622 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	280 E SADDLE DR
City	SAFFORD
State	AZ
Zip	85546-9266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 458 THUNDERBIRD VALLEY
Legal Subdivision	THUNDERBIRD VALLEY
Legal Lot Number	458
Jurisdiction	GRAHAM AZ
Township / Civil Division	SAFFORD
Census Block Group	2
Census Block	2012
Census Tract	961500

Owner

Source: Graham County records · APN 106-26-458

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	280 E SADDLE DR, SAFFORD, AZ 85546-9266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2005 · Amount on Record
Deed Sale	Mar 28, 2005 · Amount on Record
Deed Document Number	20051582
Last Transfer Date	Oct 26, 2009
Transfer Doc	0000000258
Record Updated	Jun 08, 2026

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAHAM AZ
Recording Date	Oct 21, 2024
Property Address	280 E SADDLE DR, SAFFORD, AZ 85546-9266
Document Number	0000004554
Map Reference	FILE 8&T-3
Instrument Date	Oct 15, 2024
Instrument	2024-04554
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	280 E SADDLE DR, SAFFORD, AZ 85546-9266

Mortgage

Document Number	0000004555
Date	Oct 21, 2024
Instrument	2024-04555

Lender

Name	ONEAZ CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.3%

Tax Assessment & Valuation

Source: Graham County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Graham County
Unified School District	Safford Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$327,543 (+17.89%) Land $12,312 Building $315,231
2025	$1,994.00 (+15.53%)	$27,784 Land $1,111 Building $26,673	$277,839 Land $11,114 Building $266,725
2023	$1,726.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Graham County (04009C), as of April 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040099615002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2016 · other causes

Wildfire

Wildfire Risk	High above 71% of the US · above 60% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 76 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AZ0405005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SAFFORD serves 20,600 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2017
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.