2809 Sarah St, Waco, TX 76706 Property Records

McLennan County property record for 2809 Sarah St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 2001
Lot Size	0.174 acres (7,560 sqft)
Owner	Individual Name on File
Last Sale	$96,700 (Mar 2017)
Tax Bill	$1,082 (2022)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-010102-001200-2`

Property Details

APN / Parcel Number

Primary APN	`48-010102-001200-2`
Alternative APNs	`4801010200120020101` `169119`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Carpet

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,560 sqft (0.174 acres)
Lot Dimensions	126 ft deep x 60 ft wide
Driveway	Concrete Driveway
Driveway Area	580 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Patio Area	16 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2809 SARAH ST
City	WACO
State	TX
Zip	76706-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CORONADO LOT 3 BLOCK 2 ACRES .1736
Legal Subdivision	CORONADO
Legal Block	2
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2002
Census Tract	2100

Owner

2809 Sarah St is owned and occupied by an individual who bought it in March 2017.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2809 SARAH ST, WACO, TX 76706-4008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2017 · Amount on File
Deed Sale	Mar 22, 2017 · Amount on File
Prior Sale	Mar 4, 2008 · Amount on File
Deed Document Number	20179081
Prior Transfer Date	Mar 20, 2017
Prior Transfer Doc	0000009081
Record Updated	Oct 29, 2026

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 22, 2017
Property Address	2809 SARAH ST, WACO, TX 76706-4008
Document Number	0000009081
Map Reference	VOL715 PG518
Instrument Date	Mar 20, 2017
Instrument	2017009081
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5304 CROSSVILLE DR, 5304, WACO, TX 76708-7155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 SARAH ST, WACO, TX 76706-4008

Mortgage

Document Number	0000009082
Date	Mar 22, 2017
Instrument	2017009082

Lender

Name	TEXAS BANK FINANCIAL
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,637 (-0.46%) Land $22,378 Building $117,259	$139,637 (-0.46%) Land $22,378 Building $117,259
2025		$140,280 Land $20,340 Building $119,940	$140,280 Land $20,340 Building $119,940
2023		$132,310 Land $20,340 Building $111,970	$132,310 Land $20,340 Building $111,970
2022	$1,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2809 Sarah St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2809 Sarah St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20