McLennan County property record for 2804 Sarah St, Waco, TX 76706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 2001 |
| Lot Size | 0.174 acres (7,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $131,300 (Apr 2022) |
| Tax Bill | $4,096 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jan 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-010102-005500-0 |
| Primary APN | 48-010102-005500-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Flooring | Carpet |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,560 sqft (0.174 acres) |
| Lot Dimensions | 126 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 741 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 88 sqft |
| Patio Area | 60 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2804 SARAH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76706-4009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | CORONADO LOT 2 BLOCK 4 ACRES .1736 |
| Legal Subdivision | CORONADO |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 2100 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2804 SARAH ST, WACO, TX 76706-4009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2022 | Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS |
| Jan 16, 2020 | Loan Modification, Mortgage MIDFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on Record |
| Deed Sale | Apr 18, 2022 · Amount on Record |
| Deed Document Number | 202215111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 18, 2022 |
| Property Address | 2804 SARAH ST, WACO, TX 76706-4009 |
| Document Number | 0000015111 |
| Map Reference | VOL 715 PG 518 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 2022015111 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Title Company | AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10190 KATY FWY, 10190, HOUSTON, TX 77043-5236 |
| Name | Verified Name |
|---|---|
| Address | 2804 SARAH ST, WACO, TX 76706-4009 |
| Document Number | 0000015112 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022015112 |
| Name | ALLIANCE BANK CENTRAL TEXAS |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 13, 2027 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2804 SARAH ST, WACO, TX 76706-4009 |
| Document Number | 0000006438 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2804 SARAH ST WACO TX 767064009, WACO, TX 76706-4009 |
| Document Number | 0000006438 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 6438 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 25, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,000 (-9.44%) Land $22,378 Building $142,622 | $165,000 (-9.44%) Land $22,378 Building $142,622 | |
| 2025 | $4,096.00 (+2.79%) | $182,200 (+6.27%) Land $20,340 Building $161,860 | $182,200 (+6.27%) Land $20,340 Building $161,860 |
| 2024 | $3,985.00 (+3.7%) | ||
| 2023 | $171,450 Land $20,340 Building $151,110 | $171,450 Land $20,340 Building $151,110 | |
| 2022 | $3,843.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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