McLennan County property record for 2820 Sarah St, Waco, TX 76706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,461 sqft · built 2019 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,400 (Dec 2019) |
| Tax Bill | $3,294 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage May 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-010102-005900-5 |
| Primary APN | 48-010102-005900-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,461 sqft Living Area |
| 1st Floor Area | 1,461 sqft |
| Flooring | Carpet |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 7,536 sqft (0.173 acres) |
| Lot Dimensions | 126 ft deep x 60 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 299 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2820 SARAH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76706-4009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | CORONADO LOT 7 BLOCK 4 ACRES .173 |
| Legal Subdivision | CORONADO |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 2100 |
2820 Sarah St is owned and occupied by two individuals who bought it in December 2019.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2820 SARAH ST, WACO, TX 76706-4009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2019 | Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 13, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage SECURITY BK/CRAWFORD |
| Oct 11, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on File |
| Deed Sale | Dec 20, 2019 · Amount on File |
| Prior Sale | Aug 30, 2013 |
| Deed Document Number | 201942041 |
| Prior Transfer Date | Dec 18, 2019 |
| Prior Transfer Doc | 0000042041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 20, 2019 |
| Property Address | 2820 SARAH ST, WACO, TX 76706-4009 |
| Document Number | 0000042041 |
| Map Reference | VOL 715 PG 518 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 2019042041 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | AGT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2820 SARAH ST, WACO, TX 76706-4009 |
| Document Number | 0000042042 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 2019042042 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 13, 2019 |
| Property Address | 2820 SARAH ST, WACO, TX 76706-4009 |
| Instrument Date | May 9, 2019 |
| Instrument | 15568 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3401 ROLANDO AVE WACO TX 767111517, WACO, TX 76711-1517 |
| Document Number | 0000015568 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 15568 |
| Name | SECURITY BK/CRAWFORD |
|---|---|
| Type | Bank |
| Address | CRAWFORD, TX 76638 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 12, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 11, 2018 |
| Property Address | 2820 SARAH ST, WACO, TX 76706-4009 |
| Document Number | 0000036069 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 36069 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2820 SARAH ST WACO TX 767064009, WACO, TX 76706-4009 |
The 2025 property tax bill for 2820 Sarah St was $3,294 with a homeowner's exemption, down 7.4% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,000 (-10.24%) Land $22,306 Building $185,694 | $208,000 (-10.24%) Land $22,306 Building $185,694 | |
| 2025 | $3,294.00 (-7.45%) Homeowner's exemption | $231,740 Land $20,270 Building $211,470 | $231,740 Land $20,270 Building $211,470 |
| 2024 | $3,559.00 | ||
| 2023 | $209,370 Land $20,270 Building $189,100 | $209,370 Land $20,270 Building $189,100 | |
| 2022 | $3,236.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2820 Sarah St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2820 Sarah St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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