2809 S Cogan Dr, Independence, MO 64055 Property Records

Jackson County property record for 2809 S Cogan Dr, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,483 sqft · built 1979
Lot Size	0.253 acres (11,035 sqft)
Owner	Individual Name on Record
Tax Bill	$3,126 (2025)
Deeds & Mortgages	May 2022 Transfer May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-920-22-06`

Property Details

APN / Parcel Number

Primary APN	`25-920-22-06`
Alternative APNs	`25-920-22-06-00-0-00-000` `25920220600000001` `773689`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,483 sqft Living Area
1st Floor Area	1,461 sqft
Basement Area	1,461 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,035 sqft (0.253 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Deck Area	282 sqft
Patio Area	346 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	773689
Street Address	2809 S COGAN DR
City	INDEPENDENCE
State	MO
Zip	64055-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENDALE GARDENS LOT 956
Legal Subdivision	GLENDALE GARDENS
Legal Block	4
Legal Lot Number	956
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4003
Census Tract	14604

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2809 S COGAN DR, INDEPENDENCE, MO 64055-2246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Intrafamily Transfer, Transfer
May 27, 2022	Beneficiary Deed, Transfer
Jan 17, 2020	Deed of Trust, Mortgage · VA Mortgage COMMUNITY MTG
Apr 2, 2019	Warranty Deed, Transfer COMMUNITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022
Deed Sale	Jan 21, 2022
Prior Sale	Jan 21, 2022
Deed Document Number	20222022E0006821
Last Transfer Date	May 20, 2022
Transfer Doc	00E0051139
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	May 20, 2022
Property Address	2809 S COGAN DR, INDEPENDENCE, MO 64055-2246
Document Number	00E0048642
Instrument Date	May 20, 2022
Instrument	2022E0048642
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 S LOGAN DR, INDEPENDENCE, MO 64055

May 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	May 27, 2022
Property Address	2809 S COGAN DR, INDEPENDENCE, MO 64055-2246
Document Number	00E0051139
Instrument Date	May 20, 2022
Instrument	2022E0051139
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 S SCHIFFERDECKER AVE, JOPLIN, MO 64804-1352

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2809 S COGAN DR, INDEPENDENCE, MO 64055-2246
Document Number	0000E06763
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	SECURED TITLE/KANSAS CITY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2809 S COGAN DR INDEPENDENCE MO 640552246, INDEPENDENCE, MO 64055-2246

Mortgage

Document Number	0000E06763
Date	Jan 23, 2020
Instrument	6763E

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 2, 2019
Property Address	2809 S COGAN DR, INDEPENDENCE, MO 64055-2246
Document Number	0000E22852
Instrument Date	Mar 29, 2019
Instrument	22852E
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	SECURED TITLE/KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2809 S COGAN DR INDEPENDENCE MO 640552246, INDEPENDENCE, MO 64055-2246

Mortgage

Document Number	E23160
Date	Apr 2, 2019
Instrument	23160E

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,230 (-) Land $5,645 Building $39,585	$238,050 (-)
2025	$3,126.00	$45,230 (+0.24%) Land $5,645 Building $39,585	$238,050 (+0.24%)
2024	$3,126.00 (+2.36%)
2023	$3,054.00 (+20.9%)	$45,121 (+31.93%) Land $4,879 Building $40,242	$237,480 (+31.93%)
2022	$2,526.00	$34,200 Land $4,630 Building $29,570
2021			$180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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