2804 S Cogan Dr, Independence, MO 64055 Property Records

Jackson County property record for 2804 S Cogan Dr, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,570 sqft · built 1978
Lot Size	0.202 acres (8,815 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,029 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-920-04-02`

Property Details

APN / Parcel Number

Primary APN	`25-920-04-02`
Alternative APNs	`25-920-04-02-00-0-00-000` `25920040200000001` `773480`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,564 sqft
Basement Area	1,564 sqft
Finished Basement	782 sqft
Unfinished Basement	782 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,815 sqft (0.202 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	773480
Street Address	2804 S COGAN DR
City	INDEPENDENCE
State	MO
Zip	64055-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENDALE GARDENS LOT 958
Legal Subdivision	GLENDALE GARDENS
Legal Block	2
Legal Lot Number	958
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2004
Census Tract	14604

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2804 S COGAN DR, INDEPENDENCE, MO 64055-2247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 9, 2022	Beneficiary Deed, Transfer
Sep 21, 2017	Warranty Deed, Transfer KANSAS CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2017
Deed Sale	Sep 21, 2017
Prior Sale	Sep 4, 2014 · Amount on Record
Deed Document Number	2017E87213
Last Transfer Date	Sep 8, 2022
Transfer Doc	00E0084107
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2804 S COGAN DR, INDEPENDENCE, MO 64055-2247
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 S COGAN DR, INDEPENDENCE, MO 64055-2247

Mortgage

Document Number	00E0093523
Date	Aug 25, 2021
Instrument	2021E0093523

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 9, 2022
Property Address	2804 S COGAN DR, INDEPENDENCE, MO 64055-2247
Document Number	00E0084107
Instrument Date	Sep 8, 2022
Instrument	2022E0084107
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E 8TH ST, TONGANOXIE, KS 66086-9695

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 21, 2017
Property Address	2804 S COGAN DR, INDEPENDENCE, MO 64055-2247
Document Number	0000E87213
Instrument Date	Sep 5, 2017
Instrument	87213E
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	KANSAS CITY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2804 S COGAN DR INDEPENDENCE MO 640552247, INDEPENDENCE, MO 64055-2247

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,751 (-) Land $5,426 Building $44,325	$261,850 (-)
2025	$3,029.00 (+0.07%)	$49,751 (+13.85%) Land $5,426 Building $44,325	$261,850 (+13.85%)
2024	$3,027.00 (+2.33%)
2023	$2,958.00 (+6.48%)	$43,700 (+16.16%) Land $4,938 Building $38,762	$230,000 (+16.16%)
2022	$2,778.00	$37,620 Land $4,832 Building $32,788
2021			$198,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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