Jackson County property record for 2805 S Cogan Dr, Independence, MO 64055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,461 sqft · built 1979 |
| Lot Size | 0.233 acres (10,152 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,304 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-920-22-05 |
| Primary APN | 25-920-22-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,461 sqft Living Area |
| 1st Floor Area | 729 sqft |
| Basement Area | 1,454 sqft |
| Finished Basement | 725 sqft |
| Unfinished Basement | 729 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,152 sqft (0.233 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 773688 |
|---|---|
| Street Address | 2805 S COGAN DR |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64055-2246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLENDALE GARDENS LOT 955 |
| Legal Subdivision | GLENDALE GARDENS |
| Legal Block | 4 |
| Legal Lot Number | 955 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 14604 |
Source: Jackson County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2805 S COGAN DR, INDEPENDENCE, MO 64055-2246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 2805 S COGAN DR, INDEPENDENCE, MO 64055-2246 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2805 S COGAN DR, INDEPENDENCE, MO 64055-2246 |
| Document Number | 00E0071504 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022E0071504 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | INDEPENDENCE, MO 64055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,234 (-) Land $5,620 Building $40,614 | $243,340 (-) | |
| 2025 | $3,304.00 (-9.03%) | $46,234 (-11.82%) Land $5,620 Building $40,614 | $243,340 (-11.82%) |
| 2024 | $3,632.00 (+2.34%) | ||
| 2023 | $3,549.00 | $52,431 Land $4,790 Building $47,641 | $275,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Wisper ISP.
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