2800 S Cogan Dr, Independence, MO 64055 Property Records

Jackson County property record for 2800 S Cogan Dr, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,509 sqft · built 1978
Lot Size	0.239 acres (10,408 sqft)
Owner	Individual Name on Record
Last Sale	$229,579 (Mar 2024)
Tax Bill	$3,012 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-920-04-01`

Property Details

APN / Parcel Number

Primary APN	`25-920-04-01`
Alternative APNs	`25-920-04-01-00-0-00-000` `25920040100000001` `773479`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,509 sqft Living Area
1st Floor Area	1,115 sqft
Basement Area	1,119 sqft
Finished Basement	440 sqft
Unfinished Basement	679 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,408 sqft (0.239 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	55 sqft
Deck Area	228 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	773479
Street Address	2800 S COGAN DR
City	INDEPENDENCE
State	MO
Zip	64055-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENDALE GARDENS LOT 959
Legal Subdivision	GLENDALE GARDENS
Legal Block	2
Legal Lot Number	959
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2004
Census Tract	14604

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2800 S COGAN DR, INDEPENDENCE, MO 64055-2247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 6, 2024	Warranty Deed, Transfer KANSAS CITY TITLE, KANSAS CITY TITLE INC
Mar 1, 2023	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Apr 20, 2020	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2024 · Amount on Record
Deed Sale	Mar 6, 2024 · Amount on Record
Prior Sale	Mar 1, 2023 · Amount on Record
Deed Document Number	202413966
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2800 S COGAN DR, INDEPENDENCE, MO 64055-2247
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 S COGAN DR, INDEPENDENCE, MO 64055-2247

Mortgage

Document Number	00E0014190
Date	Mar 7, 2024
Instrument	2024E0014190

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 6, 2024
Property Address	2800 S COGAN DR, INDEPENDENCE, MO 64055-2247
Document Number	00E0013966
Instrument Date	Mar 1, 2024
Instrument	2024E0013966
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	KANSAS CITY TITLE, KANSAS CITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 S COGAN DR, INDEPENDENCE, MO 64055-2247

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 1, 2023
Property Address	2800 S COGAN DR, INDEPENDENCE, MO 64055-2247
Document Number	00E0014994
Instrument Date	Feb 28, 2023
Instrument	2023E0014994
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 S COGAN DR, INDEPENDENCE, MO 64055-2247

Mortgage

Document Number	00E0014995
Date	Mar 1, 2023
Instrument	2023E0014995

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 20, 2020
Property Address	2800 S COGAN DR, INDEPENDENCE, MO 64055-2247
Document Number	0000E31742
Instrument Date	Apr 16, 2020
Instrument	31742E
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 S COGAN DR INDEPENDENCE MO 640552247, INDEPENDENCE, MO 64055-2247

Mortgage

Document Number	E31743
Date	Apr 20, 2020
Instrument	31743E

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,148 (-) Land $5,634 Building $36,514	$221,830 (-)
2025	$3,012.00 (+9.49%)	$42,148 (+6.14%) Land $5,634 Building $36,514	$221,830 (+6.14%)
2024	$2,751.00 (+2.34%)
2023	$2,688.00	$39,710 Land $3,008 Building $36,702	$209,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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