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2809 Matera Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2809 Matera Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage2,496 sqft Heated Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$625,000 (2023)
Tax Bill$6,043.00 (2025)

Property Details

APN / Parcel Number

Primary APN092531502200010380

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,496 sqft Heated Area
Gross Area3,408 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2809 MATERA DR
CitySAINT CLOUD
StateFL
Zip34771-9155
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPLIT OAK ESTATES PH 2 PB 28 PGS 3-4 LOT 38
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionSPLIT OAK ESTATES/RESERVE
Legal Phase2
Legal Tract5022
Legal Lot Number38
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1016
Census Tract43700

Owner

Source: Osceola County records · APN 092531502200010380

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2809 MATERA DR, SAINT CLOUD, FL 34771-9155
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 26, 2023Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINT MORTGAGE INC
Feb 01, 2022Special Warranty Deed, Subdivision Related Transfer
PGP TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 26, 2023 · Amount on Record
Deed SaleMay 26, 2023 · Amount on Record
Prior SaleFeb 01, 2022 · Amount on Record
Deed Doc Number2023067922
Deed Book / Page6414 / 1321
Record RefreshedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 26, 2023
Property Address2809 MATERA DR, SAINT CLOUD, FL 34771-9155
Document Number0064141321
Book / Page6414 / 1321
Map ReferenceMB 28 PG 3&4
Instrument DateMay 25, 2023
Instrument2023067922
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyBROKERS TITLE/CTRL FL, BROKERS TITLE OF CTRL FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9883 WINNINGTON ST, ORLANDO, FL 32832-6234

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2809 MATERA DR, SAINT CLOUD, FL 34771-9155

Mortgage

Document Number0064141323
DateMay 26, 2023
Instrument6414/1323
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 01, 2022
Property Address2809 MATERA DR, SAINT CLOUD, FL 34771-9155
Document Number0061402967
Book / Page6140 / 2967
Map ReferenceMB 28 PG 3&4
Instrument DateDec 31, 2021
Instrument2022016943
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
Tax$3,801.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address2809 MATERA DR, SAINT CLOUD, FL 34771-9155

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,043.00 (-10.03%) Homeowner's exemption$425,600 (-5.88%) Land $90,000 Building $335,600$425,600 (-5.88%) Land $90,000 Building $335,600
2023$6,717.00 (+12.08%)$452,200 (+16.67%) Land $90,000 Building $362,200$452,200 (+16.67%) Land $90,000 Building $362,200
2022$5,993.00$387,600 Land $80,000 Building $307,600$387,600 Land $80,000 Building $307,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 201 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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