2804 Matera Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2804 Matera Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	6 Beds
Bathrooms	6 Baths
Year Built	Built 2022
Square Footage	5,346 sqft Heated Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$669,400 (2022)
Tax Bill	$712.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`092531502200010850`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Building Area	5,346 sqft Heated Area
Gross Area	6,567 sqft Gross Area
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Finished Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2804 MATERA DR
City	SAINT CLOUD
State	FL
Zip	34771-9154
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SPLIT OAK ESTATES PH 2 PB 28 PGS 3-4 LOT 85
Legal Range	31E
Legal Township	25S
Legal Section	09
Legal Subdivision	SPLIT OAK ESTATES/RESERVE
Legal Phase	2
Legal Tract	5022
Legal Lot Number	85
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1016
Census Tract	43700

Owner

Source: Osceola County records · APN 092531502200010850

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2804 MATERA DR, SAINT CLOUD, FL 34771-9154
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 07, 2022 · Amount on Record
Deed Sale	Feb 07, 2022 · Amount on Record
Deed Doc Number	2022019831
Deed Book / Page	6144 / 1479
Record Refreshed	Jun 08, 2026

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 07, 2022
Property Address	2804 MATERA DR, SAINT CLOUD, FL 34771-9154
Document Number	0061441479
Book / Page	6144 / 1479
Map Reference	MB 28 PG 3&4
Instrument Date	Jan 28, 2022
Instrument	2022019831
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,685.80
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 MATERA DR, SAINT CLOUD, FL 34771-9154

Mortgage

Document Number	0061441481
Date	Feb 07, 2022
Instrument	6144/1481

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$658,000 (-6.48%) Land $90,000 Building $568,000	$658,000 (-6.48%) Land $90,000 Building $568,000
2023	$621.00 (-59.39%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$703,600 (+779.5%) Land $90,000 Building $613,600	$703,600 (+779.5%) Land $90,000 Building $613,600
2022	$1,529.00	$80,000 Land $80,000	$80,000 Land $80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	About 1 in 201 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.