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2812 Matera Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2812 Matera Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,746 sqft · built 2021
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$485,100 (Apr 2021)
Tax Bill$7,584 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN092531502200010890

Property Details

APN / Parcel Number

Primary APN092531502200010890

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,746 sqft Heated Area
Gross Area4,446 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2812 MATERA DR
CitySAINT CLOUD
StateFL
Zip34771-9154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPLIT OAK ESTATES PH 2 PB 28 PGS 3-4 LOT 89
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionSPLIT OAK ESTATES/RESERVE
Legal Phase2
Legal Tract5022
Legal Lot Number89
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1016
Census Tract43700

Owner

Source: Osceola County records · APN 092531502200010890

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2812 MATERA DR, SAINT CLOUD, FL 34771-9154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 20, 2021 · Amount on Record
Deed SaleApr 20, 2021 · Amount on Record
Deed Document Number2021059482
Deed Book / Page5939 / 1144
Record UpdatedJun 08, 2026

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 20, 2021
Property Address2812 MATERA DR, SAINT CLOUD, FL 34771-9154
Document Number0059391144
Book / Page5939 / 1144
Map ReferenceMB 28 PG 3&4
Instrument DateMar 29, 2021
Instrument2021059482
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,395.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 MATERA DR, SAINT CLOUD, FL 34771-9154

Mortgage

Document Number0059391146
DateApr 20, 2021
Instrument5939/1146
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,584.00 (+6.29%) Homeowner's exemption$536,880 (+5.99%)$539,400 (-6.21%) Land $90,000 Building $449,400
2023$7,135.00 (+3.57%) Homeowner's exemption$506,554 (+3%)$575,100 (+16.94%) Land $90,000 Building $485,100
2022$6,889.00 Homeowner's exemption$491,800 Land $80,000 Building $411,800$491,800 Land $80,000 Building $411,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 201 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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