Osceola County property record for 2807 Matera Dr, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,496 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $416,400 (2020) |
| Tax Bill | $5,325.00 (2024) |
| Primary APN | 09-25-31-5022-0001-0390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,496 sqft Living Area |
| Gross Area | 3,408 sqft Gross Area |
| 1st Floor | 2,496 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached Garage |
| Garage Area | 560 sqft Garage |
| Patio Area | 648 sqft Patio |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2807 MATERA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9155 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPLIT OAK ESTATES PH 2 PB 28 PGS 3-4 LOT 39 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 09 |
| Legal Subdivision | SPLIT OAK ESTATES PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 39 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 43700 |
Source: Osceola County records · APN 09-25-31-5022-0001-0390
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2807 MATERA DR, SAINT CLOUD, FL 34771-9155 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Sep 23, 2021 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Sep 22, 2021 | Intrafamily Transfer, Transfer · Line of Credit MIDFLORIDA CU |
| Jul 08, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2020 · Amount on Record |
| Deed Sale | Jul 08, 2020 · Amount on Record |
| Deed Doc Number | 202088206 |
| Deed Book / Page | 5751 / 993 |
| Last Transfer Date | Jul 19, 2021 |
| Transfer Doc | 0060482719 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2807 MATERA DR, SAINT CLOUD, FL 34771-9155 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0061130757 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 6113/757 |
| Instrument | 2021197121 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 10, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2807 MATERA DR, SAINT CLOUD, FL 34771-9155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0060501277 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 6050/1277 |
| Instrument | 2021148094 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 10, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 22, 2021 |
| Property Address | 2807 MATERA DR, SAINT CLOUD, FL 34771-9155 |
| Document Number | 0060482719 |
| Book / Page | 6048 / 2719 |
| Map Reference | MB 28 PG 3&4 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021146810 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2807 MATERA DR, SAINT CLOUD, FL 34771-9155 |
| Document Number | 0060501277 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 6050/1277 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 10, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 08, 2020 |
| Property Address | 2807 MATERA DR, SAINT CLOUD, FL 34771-9155 |
| Document Number | 0057510993 |
| Book / Page | 5751 / 993 |
| Map Reference | MB 28 PG 3&4 |
| Instrument Date | Jul 07, 2020 |
| Instrument | 2020088206 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,914.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 83-75-118 STREET #F # F, F, KEW GARDENS, NY 11415 |
| Document Number | 0005751995 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 5751/995 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,569.00 (+4.58%) Homeowner's exemption | $391,427 (+5.99%) | $468,600 (-6.11%) Land $90,000 Building $378,600 |
| 2024 | $5,325.00 (+2.05%) | ||
| 2023 | $5,218.00 (+3.82%) Homeowner's exemption | $369,317 (+3%) | $499,100 (+16.5%) Land $90,000 Building $409,100 |
| 2022 | $5,026.00 Homeowner's exemption | $358,561 | $428,400 Land $80,000 Building $348,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 201 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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