2808 E 2nd St, Dayton, OH 45403 Property Records

Montgomery County property record for 2808 E 2nd St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 904 sqft · built 1905
Lot Size	0.137 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Jul 2003)
Tax Bill	$457 (2024)
Deeds & Mortgages	Sep 2023 Second Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72 04604 0003`

Property Details

APN / Parcel Number

Primary APN	`R72 04604 0003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	904 sqft Living Area
1st Floor Area	904 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,998 sqft (0.137 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2808 E 2ND ST
City	DAYTON
State	OH
Zip	45403-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15723
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	3
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1028
Census Tract	2000

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2808 E 2ND ST, DAYTON, OH 45403-1236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Sep 11, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 2, 2023	Sheriff's Deed, Foreclosure OHIO TITLE CORPORATION, OHIO TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2003 · Amount on Record
Deed Sale	Jul 17, 2003 · Amount on Record
Prior Sale	Feb 2, 2023 · Amount on Record
Deed Document Number	0000105305
Last Transfer Date	Sep 11, 2023
Transfer Doc	0000046463
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2808 E 2ND ST, DAYTON, OH 45403-1236
Transaction Type	Mortgage
Record Updated	Sep 26, 2023
Title Company	PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 E 2ND ST, DAYTON, OH 45403-1236

Mortgage

Document Number	0000046465
Date	Sep 11, 2023
Instrument	202300046465

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	DAYTON, OH 45403

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 11, 2023
Property Address	2808 E 2ND ST, DAYTON, OH 45403-1236
Document Number	0000046463
Instrument Date	Aug 31, 2023
Instrument	202300046463
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	PARTNERS LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 E 2ND ST, DAYTON, OH 45403-1236

Mortgage

Document Number	0000046464
Date	Sep 11, 2023
Instrument	202300046464

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

February 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 2, 2023
Property Address	2808 E 2ND ST, DAYTON, OH 45403-1236
Document Number	0000005685
Instrument Date	Jan 11, 2023
Instrument	202300005685
Transaction Type	Foreclosure
Record Updated	May 12, 2023
Title Company	OHIO TITLE CORPORATION, OHIO TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 E 3RD ST, DAYTON, OH 45403-2243

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,650 (-) Land $1,800 Building $5,850
2024	$457.00 (-0.22%)
2023	$458.00 (-13.75%)	$7,650 (+10.71%) Land $1,800 Building $5,850	$21,850 (+10.75%) Land $5,130 Building $16,720
2022	$531.00	$6,910 Land $1,620 Building $5,290
2020			$19,730 Land $4,630 Building $15,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 939 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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